§2151-A. Hearings All hearings held under this chapter shall be in accordance with the procedures set forth in the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter IV. [PL 1977, c. 694, §414 (NEW).] SECTION HISTORY PL 1977, c. 694, §414 (NEW).
§2151-B. Rules Subject to the applicable requirements and procedures of the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter II, the superintendent may promulgate rules defining, limiting or prescribing acts and practices which are deemed to be in violation of this chapter. [PL 1985, c. 648, §5 (NEW).] SECTION HISTORY PL 1985, c. […]
§2151. Purpose The purpose of this chapter is to regulate trade practices in the business of insurance in accordance with the intent of Congress as expressed in the Act of Congress of March 9, 1945, Public Law 15, 79th Congress, by defining or providing for the determination of all such practices in this State which […]
§2152-A. Life insurance solicitation It shall be an unfair practice under this chapter for any insurer, agent or broker to solicit, negotiate or procure the purchase of life insurance within this State, except in compliance with life insurance cost disclosure rules which shall be adopted in accordance with the Maine Administrative Procedure Act Title 5, […]
§2152-B. Unfair solicitation methods 1. Definitions. As used in this section, unless the context otherwise indicates, the following terms have the following meanings. A. “Cold lead advertising” means making use directly or indirectly of a method of marketing that fails to disclose in a conspicuous manner that a purpose of the marketing is insurance […]
§2152. Unfair methods; deceptive acts prohibited No person shall engage in this State in any trade practice which is defined in this chapter, as, or determined pursuant to this chapter, to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance. No resident of this State […]
§2153. Misrepresentation; false advertising of policies No person shall make, issue, circulate, or cause to be made, issued or circulated, any estimate, illustration, circular or statement misrepresenting the terms of any policy issued or to be issued or the benefits or advantages promised thereby or the dividends or share of the surplus to be received […]
§2154. False information; advertising A person may not make, publish, disseminate, circulate or place before the public, or cause, directly or indirectly, to be made, published, disseminated, circulated or placed before the public, in a newspaper, magazine or other publication or on a business card, or in the form of a notice, circular, pamphlet, letter […]
§2155-A. Dumping prohibited The guaranteed issue requirements of section 2736‑C may not be used by insurers, health maintenance organizations, agents, brokers, consultants or any other persons to provide separate coverage to an employee or dependent with a health condition to improve the claims experience of an employer-sponsored group health benefit plan. [PL 1997, c. […]
§2155. “Twisting” prohibited No person shall make or issue, or cause to be made or issued, any written or oral statement misrepresenting or making incomplete comparisons as to the terms, conditions, or benefits contained in any policy for the purpose of inducing or attempting or tending to induce the policyholder to lapse, forfeit, borrow against, […]
§2156. False or misleading financial statements 1. No person shall file with any supervisory or other public official, or make, publish, disseminate, circulate or deliver to any person, or place before the public, or cause directly or indirectly, to be made, published, disseminated, circulated, delivered to any person, or placed before the public, any false […]
§2157. Defamation No person shall make, publish, disseminate, or circulate, directly or indirectly, or aid, abet or encourage the making, publishing, disseminating or circulating of any oral or written statement or any pamphlet, circular, article or literature which is false, or maliciously critical of or derogatory to an insurer, or of an organization proposing to […]
§2158. Boycott, coercion and intimidation No person shall: [PL 1969, c. 132, §1 (NEW).] 1. Enter into any agreement to commit, or by any concerted action commit, any act of boycott, coercion or intimidation resulting in or tending to result in unreasonable restraint of or monopoly in the business of insurance. [PL 1969, […]
§2159-A. Insurance discrimination solely on account of blindness prohibited No insurer authorized to transact business in this State may refuse to insure or continue to insure, limit the amount, extent or kind of coverage available to an individual or charge an individual a rate different from that normally charged for the same coverage solely because […]
§2159-B. Discrimination against victims of domestic abuse prohibited (CONTAINS TEXT WITH VARYING EFFECTIVE DATES) 1. (TEXT EFFECTIVE UNTIL 1/01/23) Discrimination prohibited. An insurer, nonprofit hospital and medical service organization or health maintenance organization that issues life, health or disability coverage may not deny, cancel, refuse to renew or restrict coverage of any person or require […]
§2159-C. Discrimination on the basis of genetic information or testing 1. Definitions. As used in this section, unless the context otherwise indicates, the following terms have the following meanings. A. “Genetic characteristic” means any inherited gene or chromosome, or alteration of a gene or chromosome, that is scientifically or medically believed to predispose an […]
§2159-D. Discrimination against live organ donation prohibited in life insurance, disability insurance and long-term care insurance 1. Living organ donor. For the purposes of this section, “living organ donor” means an individual who is not deceased who donates all or part of an organ from that individual. [PL 2017, c. 20, §1 (NEW).] 2. […]
§2159-E. Discrimination against naloxone hydrochloride purchases prohibited in life insurance 1. Discrimination prohibited. Notwithstanding any provision of law to the contrary and except as provided in subsection 2, an insurer authorized to do business in this State may not: A. Limit coverage or refuse to issue or renew coverage of an individual under any […]
§2159. Unfair discrimination — life insurance, annuities and health insurance 1. No person shall make or permit any unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for any contract of life insurance or of life annuity or in the dividends or other benefits payable thereon, or […]
§2160. Rebates — life, health and annuity contracts 1. Limitation. Except as otherwise provided by law, no person may: A. Knowingly permit or offer to make or make any contract of life insurance, life annuity or health insurance or agreement concerning that contract that is not plainly expressed in the contract issued; [PL […]
