24-A §2442. Construction
§2442. Construction Nothing in this Act shall be construed to negate any law of this State permitting the issuance of any policy form after it has been on file for the time period specified. [PL 1979, c. 267, §2 (NEW).] SECTION HISTORY PL 1979, c. 267, §2 (NEW).
24-A §2443. Powers of the superintendent
§2443. Powers of the superintendent The superintendent may authorize a lower score than the Flesch reading ease score required in section 2441, subsection 1, paragraph A, whenever, in the superintendent’s sole discretion, the superintendent finds that a lower score will provide a more accurate reflection of the readability of a policy form, or is warranted […]
24-A §2444. Approval of forms
§2444. Approval of forms A policy form meeting the requirements of section 2441, subsection 1 shall be approved notwithstanding the provisions of any other laws which specify the content of policies, if the policy form provides the policyholders and claimants protection not less favorable than they would be entitled to under such laws. [PL […]
24-A §2445. Effective dates
§2445. Effective dates 1. Policy form delivered. No policy form shall be delivered or issued for delivery in this State on or after June 1, 1984, unless approved by the superintendent or permitted to be issued under this Act. Any policy form which has been approved or permitted to be issued prior to June 1, […]
24-A §2450. Eligibility for health insurance in certain cases
§2450. Eligibility for health insurance in certain cases No policy of accident or health insurance, or group or blanket accident or health insurance or renewals thereof, shall be denied or not renewed by the insurer, solely because the mother of the insured has taken or is discovered to have taken diethylstilbestrol, commonly referred to as […]
24-A §2451. Minimum 3-month policy for motor vehicle liability insurance (REPEALED)
§2451. Minimum 3-month policy for motor vehicle liability insurance (REPEALED) SECTION HISTORY PL 1987, c. 341, §§2,7 (NEW). MRSA T. 24-A §2451 (RP).
24-A §2452. Employee benefit excess insurance; nondiscrimination; prohibited clauses
§2452. Employee benefit excess insurance; nondiscrimination; prohibited clauses 1. Discrimination prohibited. A policy of employee benefit excess insurance may not discriminate unfairly among or against beneficiaries of the underlying benefit plan, or treat conditions related to the Human Immunodeficiency Virus, or HIV, more restrictively than other sicknesses or disabling conditions. [PL 1991, c. 385, […]
24-A §2453. Effective date of cancellation
§2453. Effective date of cancellation Life and health insurance policies that do not provide for any refund of premium when a policyholder requests cancellation prior to the end of the period for which premiums have been paid must state that no refund is payable and that the cancellation will take effect at the end of […]
24-A §2423. Forms for proof of loss to be furnished
§2423. Forms for proof of loss to be furnished An insurer shall furnish, upon written request of any person claiming to have a loss under an insurance contract issued by such insurer, forms of proof of loss for completion by such person, but such insurer shall not, by reason of the requirement so to furnish […]
24-A §2438. Short title
§2438. Short title This section and sections 2439 to 2445 shall be known as the “Insurance Policy Language Simplification Act.” [PL 1979, c. 267, §2 (NEW).] SECTION HISTORY PL 1979, c. 267, §2 (NEW).