24-A §2911. Title
§2911. Title This subchapter shall be known as the “Maine Automobile Insurance Cancellation Control Act.” Unless otherwise specified, all hearings held under this subchapter shall conform to the procedures set forth in the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter IV. [PL 1977, c. 694, §425 (AMD).] SECTION HISTORY PL 1973, c. […]
24-A §2924. Assigned risk insurance plan
§2924. Assigned risk insurance plan If no payment for renewal of a policy has been received by the insurer 15 days prior to the expiration date of the policy, the insurer shall notify the insured in accordance with this section. Written notice shall be mailed or delivered to the named insured no less than 10 […]
24-A §2912. Definitions
§2912. Definitions As used in this subchapter, unless otherwise required by the context, the following words shall have the following meanings. [PL 1973, c. 339, §1 (NEW).] 1. Policy. “Policy” means an automobile insurance policy providing bodily injury liability, property damage liability, medical payments, uninsured motorist coverage, physical damage coverage, or any combination thereof, […]
24-A §2927. Personal automobile insurance; rental vehicle coverage
§2927. Personal automobile insurance; rental vehicle coverage 1. Definitions. As used in this section, unless the context otherwise indicates, the following terms have the following meanings. A. “Authorized driver” means: (1) The renter; (2) The renter’s spouse, if that person is a licensed driver meeting the rental company’s minimum age requirement; […]
24-A §2913. When not applicable
§2913. When not applicable This subchapter shall not apply to any policy: [PL 1973, c. 339, §1 (NEW).] 1. Insured under an automobile assigned risk plan; [PL 1973, c. 339, §1 (NEW).] 2. Covering garage, automobile sales agency, repair shop, service station or public parking place operation hazards; [PL 1973, c. 339, […]
24-A §2914. Notice of cancellation — reasons
§2914. Notice of cancellation — reasons No policy may be cancelled except by notice to the insured and any other person mentioned in the loss payable clause of an automobile physical damage policy, as provided in this subchapter. [PL 1973, c. 339, §1 (NEW).] No notice of cancellation of a policy shall be effective […]
24-A §2915. Delivery of notice
§2915. Delivery of notice A notice of cancellation of a policy is not effective unless received by the named insured at least 20 days prior to the effective date of cancellation, or, when the cancellation is for nonpayment of premium, at least 10 days prior to the effective date of cancellation. In the event the […]
24-A §2916. Automobile insurance, cancellation, nonrenewal and certain changes because of age, prohibited
§2916. Automobile insurance, cancellation, nonrenewal and certain changes because of age, prohibited An insurance company authorized to transact business in this State may not refuse to issue, cancel or refuse to renew, reduce liability limits for or charge a higher premium for a policy for the sole reason that an applicant for coverage, a person […]
24-A §2916-A. Nonrenewal — reasons
§2916-A. Nonrenewal — reasons A notice of nonrenewal may not be issued unless it is based upon a reason for which the policy could have been cancelled or unless it is based upon one or more of the following grounds that occurred during the 36-month period preceding the yearly anniversary date of the policy. A […]
24-A §2916-B. Exclusion of covered persons under personal automobile policy
§2916-B. Exclusion of covered persons under personal automobile policy In order to avoid cancellation or nonrenewal of an automobile insurance policy, and to allow an insurer to provide or to continue to provide coverage without an unreasonable risk, an insurer and the named insured may agree, by an endorsement to the policy signed by the […]