24-A §2916-B. Exclusion of covered persons under personal automobile policy
§2916-B. Exclusion of covered persons under personal automobile policy In order to avoid cancellation or nonrenewal of an automobile insurance policy, and to allow an insurer to provide or to continue to provide coverage without an unreasonable risk, an insurer and the named insured may agree, by an endorsement to the policy signed by the […]
24-A §2916-C. Discontinuance of a line of business
§2916-C. Discontinuance of a line of business If an insurer files a plan with the superintendent to discontinue business in a line of insurance subject to this subchapter, the superintendent may authorize the nonrenewal of policies in that line of business if the plan filed by the insurer demonstrates the availability of substantially similar coverage […]
24-A §2917. Notice of intent
§2917. Notice of intent An insurer may not fail to renew a policy except by notice to the insured as provided in this subchapter. A notice of intention not to renew is not effective unless received by the named insured at least 30 days prior to the expiration date of the policy. In the event […]
24-A §2918. Duplicate coverage
§2918. Duplicate coverage If an insured obtains a 2nd policy which provides equal or more extensive coverage for any vehicle designated in both policies, the first policy’s coverage of such vehicle may be terminated by failure to renew as of the effective time and date of the 2nd policy, whether or not the first policy […]
24-A §2919. Renewal not a waiver or estoppel
§2919. Renewal not a waiver or estoppel Renewal of a policy shall not constitute a waiver or estoppel with respect to grounds for cancellation which existed before the effective date of renewal. [PL 1973, c. 339, §1 (NEW).] SECTION HISTORY PL 1973, c. 339, §1 (NEW). PL 1973, c. 439 (NEW). PL 1973, c. […]
24-A §2920. Hearing before superintendent
§2920. Hearing before superintendent Any named insured who has received a statement of reason for cancellation, or of reason for an insurer’s intent not to renew a policy, may, within 30 days of the receipt of a statement of reason, request a hearing before the Superintendent of Insurance. The purpose of this hearing shall be […]
24-A §2921. Insured told of alternate coverage
§2921. Insured told of alternate coverage When automobile bodily injury and property damage liability coverage is cancelled or not renewed, other than for nonpayment of premium, the insurer shall notify the named insured of the named insured’s possible eligibility for automobile liability insurance through the Maine Automobile Insurance Plan. Such notice must accompany the notice […]
24-A §2922. Superintendent’s authority to suspend
§2922. Superintendent’s authority to suspend In the event of impairment or serious financial difficulty of an insurer, the superintendent shall have the authority to suspend the provisions of this Act from applying to the policies of the financially distressed insurer. [PL 1977, c. 403, §6 (NEW).] SECTION HISTORY PL 1977, c. 403, §6 (NEW).
24-A §2923. Nonliability for certain statements
§2923. Nonliability for certain statements 1. Notices. Except as provided in Title 10, chapter 209‑B, no insurer or licensed agent or employee of the insurer may be held liable in any civil action for statements made in a notice of cancellation or intent not to renew under this chapter if: A. The statements were […]
24-A §2911. Title
§2911. Title This subchapter shall be known as the “Maine Automobile Insurance Cancellation Control Act.” Unless otherwise specified, all hearings held under this subchapter shall conform to the procedures set forth in the Maine Administrative Procedure Act, Title 5, chapter 375, subchapter IV. [PL 1977, c. 694, §425 (AMD).] SECTION HISTORY PL 1973, c. […]