Section 14-1225 – Consumer Complaints
(a) Any consumer who has reason to believe that this subtitle, or any other law regulating consumer credit reporting, has been violated by any person may file with the Commissioner a complaint setting forth the details of an alleged violation. (b) After receipt of the complaint, the Commissioner may inspect the pertinent books, records, letters and contracts […]
Section 14-1226 – Enforcement
(a) The Commissioner, in addition to taking any other action authorized by law, may: (1) Hold a hearing on the complaint at a time and place in this State reasonably convenient to the parties involved; (2) Subpoena and take depositions of witnesses; (3) Conduct investigations that the Commissioner considers necessary; (4) Administer oaths; (5) Issue orders for compliance with this subtitle; […]
Section 14-1227 – Confidentiality Requirements
(a) (1) The requirements under any federal law and Title 4, Subtitles 1 through 5 of the General Provisions Article regarding the privacy or confidentiality of information or material provided to NMLS, and any privilege arising under federal or state law, including the rules of any federal or state court with respect to that information or material, […]
Section 14-12A-01 – Definitions
(a) In this subtitle the following words have the meanings indicated. (b) “Advertising” means any oral, written, printed, or graphic statement or representation made in connection with the solicitation or sale of basement waterproofing services. (c) “Basement” means a subsurface or subterranean portion of a home, dwelling, or other building. (d) “Basement waterproofing” means the use or application of […]
Section 14-12A-02 – Unfair or Deceptive Trade Practices
It is an unfair or deceptive trade practice within the meaning of Title 13 of this article for a seller to: (1) Sell or offer to sell any basement waterproofing service that uses the soil injection/pressure pumping technique either alone or with any other waterproofing technique unless the need for, effectiveness of, and appropriateness of the […]
Section 14-1107 – Rights and Remedies of Seller Upon Default Under Special Order Transaction
If the buyer defaults under a special order transaction, the seller may exercise all rights and remedies available at either law or equity, including those rights and remedies as provided in the Uniform Commercial Code, Title 2 “Sales,” Subtitle 7 “Remedies,” of this article.
Section 14-1212.1 – Security Freeze by Consumer
(a) (1) In this section the following words have the meanings indicated. (2) “Account review” includes activities related to account maintenance, account monitoring, credit line increases, and account upgrades and enhancements. (3) “Security freeze” means a restriction placed on a consumer’s consumer report at the request of the consumer that prohibits a consumer reporting agency from releasing the consumer’s […]
Section 14-1108 – Retail Installment Sales Act Inapplicable
The Retail Installment Sales Act, Title 12, Subtitle 6 of this article, does not apply to any sale of consumer goods regulated by this subtitle.
Section 14-1212.2 – Security Freeze by Consumer Reporting Agency
(a) (1) In this section the following words have the meanings indicated. (2) “Protected consumer” means an individual who is: (i) Under the age of 16 years; (ii) An incapacitated person or a protected person for whom a guardian or conservator has been appointed in accordance with Title 13 of the Estates and Trusts Article; (iii) 85 years old or older; […]
Section 14-1109 – Noncompliance or Violations by Seller
(a) If the seller fails to comply with § 14-1102, § 14-1103, or § 14-1104 of this subtitle, the buyer, before delivery by the seller and acceptance by the buyer of consumer goods purchased under a layaway agreement, may cancel the layaway agreement and receive from the seller a refund of all payments made under the […]