Section 14-4104 – Annual Appropriations
(a) (1) For fiscal year 2020 and each fiscal year thereafter, the Governor shall include an appropriation of at least $700,000 in general funds in the State budget for the Office for the purposes of enforcement of: (i) Consumer protection laws under this title; (ii) Consumer protection laws under Title 13 of this article; and (iii) Financial consumer protection laws. […]
Section 14-3805 – Oral Disclosures
(a) At the time a consumer applies through a facilitator for a refund anticipation loan, the facilitator orally shall inform the consumer: (1) That the product is a loan that lasts 1 to 2 weeks; (2) That if the consumer’s tax refund is less than expected, the consumer is liable for the full amount of the refund anticipation […]
Section 14-4201 – Definitions
(a) In this subtitle the following words have the meanings indicated. (b) “Commissioner” means the Commissioner of Financial Regulation in the Maryland Department of Labor. (c) “Consumer borrower” means an individual receiving a loan or other extension of credit for personal, household, or family purposes. (d) “Mobile home” has the meaning stated in § 11–501 of the Financial Institutions […]
Section 14-3806 – Prohibited Acts by Facilitator
(a) A facilitator may not: (1) Require a consumer to enter into a loan agreement in order to complete a tax return; (2) Charge any fee to a consumer or require any other consideration for making or facilitating a refund anticipation loan or refund anticipation check other than the fee imposed by the creditor or other person that […]
Section 14-4202 – Duty of Good Faith and Fair Dealing With Prospective Borrower
(a) In this section, “steer” means, in connection with a consumer credit transaction secured by a mobile home, to direct a prospective consumer borrower to complete a transaction in any way based on the fact that a mobile home retailer will receive compensation, directly or indirectly, from a lender or credit grantor that is in excess […]
Section 14-3601 – Definitions
(a) In this subtitle the following words have the meanings indicated. (b) “Advertisement” has the meaning stated in § 13–101 of this article. (c) “Disclosure statement” means the form provided by the Attorney General for the purpose of disclosing to consumers practices relating to the preparation, handling, and sale of any unpackaged food represented to be halal. (d) “Division” […]
Section 14-3602 – Posting of Disclosure Statement Required for Sale of Halal Food Products
(a) (1) A person that represents to the public that any unpackaged food that is sold or served is halal shall prominently and conspicuously display on the premises on which the food is sold or served a complete disclosure statement. (2) The Division shall: (i) Develop a form for disclosure statements; and (ii) Make the form available to any person […]
Section 14-3603 – Prohibited Acts
A person may not: (1) Willfully mark, stamp, tag, brand, label, or in any other way or by any other means of identification represent, or cause to be marked, stamped, tagged, branded, labeled, or represented, as halal a food product that is not halal; (2) Willfully remove, deface, obliterate, cover, alter, or destroy, or cause to be […]
Section 14-3604 – Violations; Penalties
A violation of this subtitle is: (1) An unfair or deceptive trade practice within the meaning of Title 13 of this article; and (2) Subject to the enforcement and penalty provisions contained in Title 13 of this article.
Section 14-3701 – Definitions
(a) In this subtitle the following words have the meanings indicated. (b) “Child” means an individual under the age of 18 years. (c) “Computer network” means the computer network commonly known as the Internet and any other local, regional, or global computer network that is similar to or is a predecessor of or successor to the Internet. (d) “Internet” […]