Section 14-1202 – Permissible Purposes of Consumer Reports; Restrictions on Sale or Transfer
(a) Subject to subsection (b) of this section and § 14-1205 of this subtitle, a consumer reporting agency may furnish a consumer report under the following circumstances and no other: (1) In response to the order of a court having jurisdiction to issue the order; (2) In accordance with the written instructions of the consumer to whom it […]
Section 14-1203 – Reporting of Obsolete Information Prohibited
(a) Except as authorized under subsection (b) of this section, no consumer reporting agency may make any consumer report containing any of the following items of information: (1) Bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than 10 years; (2) Suits and judgments which, from date of entry, antedate the […]
Section 14-1204 – Disclosure of Investigative Consumer Reports
(a) A person may not procure or cause to be prepared an investigative consumer report on any consumer unless: (1) It is clearly and accurately disclosed to the consumer that an investigative consumer report including information as to his character, general reputation, personal characteristics, and mode of living, whichever are applicable, may be made, and the disclosure: […]
Section 14-1205 – Compliance Procedures; Identifying Information to Governmental Agency
(a) (1) A consumer reporting agency shall maintain reasonable procedures designed to avoid violations of § 14-1203 of this subtitle and to limit the furnishing of consumer reports to the purposes listed under § 14-1202 of this subtitle. (2) The procedures at a minimum shall require that prospective users of the information identify themselves, certify the purposes for […]
Section 14-1206 – Disclosures to Consumer Required; Deletions
(a) A consumer reporting agency shall, upon request and proper identification of a consumer, provide the consumer: (1) An exact copy of any file on that consumer except any part of the file which contains medical information; (2) A written explanation of codes or trade language used; (3) A description of the rights of the consumer under this subtitle; […]
Section 14-1207 – Conditions of Disclosure of Consumer’s File
(a) A consumer reporting agency shall make the disclosures required under § 14–1206(a) of this subtitle during normal business hours and on reasonable notice. (b) The disclosures required under § 14–1206(a) of this subtitle shall be made to the consumer: (1) In person if he appears in person and furnishes proper identification; (2) By telephone if he has made […]