Section 14-1212.1 – Security Freeze by Consumer
(a) (1) In this section the following words have the meanings indicated. (2) “Account review” includes activities related to account maintenance, account monitoring, credit line increases, and account upgrades and enhancements. (3) “Security freeze” means a restriction placed on a consumer’s consumer report at the request of the consumer that prohibits a consumer reporting agency from releasing the consumer’s […]
Section 14-1212.2 – Security Freeze by Consumer Reporting Agency
(a) (1) In this section the following words have the meanings indicated. (2) “Protected consumer” means an individual who is: (i) Under the age of 16 years; (ii) An incapacitated person or a protected person for whom a guardian or conservator has been appointed in accordance with Title 13 of the Estates and Trusts Article; (iii) 85 years old or older; […]
Section 14-1212.3 – Security Freeze for Consumer Record of Foster Children
(a) (1) In this section the following words have the meanings indicated. (2) “Department” means the Department of Human Services. (3) “Foster care” has the meaning stated in § 5–501(c) of the Family Law Article. (4) “Local department” means: (i) A local department of social services created or continued in a county of the State or in Baltimore City under § […]
Section 14-1215 – Registration Required
A consumer reporting agency shall register each year with the Commissioner under this subtitle.
Section 14-1201 – Definitions
(a) In this subtitle the following words have the meanings indicated. (b) “Breach of the security of a system” has the meaning stated in § 14–3504 of this title. (c) “Commissioner” means the Commissioner of Financial Regulation of the Maryland Department of Labor. (d) “Consumer” means an individual. (e) (1) “Consumer report” means any written, oral, or other communication of any […]
Section 14-1202 – Permissible Purposes of Consumer Reports; Restrictions on Sale or Transfer
(a) Subject to subsection (b) of this section and § 14-1205 of this subtitle, a consumer reporting agency may furnish a consumer report under the following circumstances and no other: (1) In response to the order of a court having jurisdiction to issue the order; (2) In accordance with the written instructions of the consumer to whom it […]