Section 15-401 – Definitions

    (a)    In this subtitle the following words have the meanings indicated.     (b)    “Commissioner” means the Insurance Commissioner.     (c)    “Program” means the Qualified State Long–Term Care Insurance Partnership.

Section 15-402 – Program Established; Purposes; Administration

    (a)    There is a Qualified State Long–Term Care Insurance Partnership.     (b)    The purposes of the Program are to:         (1)    Provide incentives for individuals to insure against the costs of providing for their long–term care needs;         (2)    Provide mechanisms for individuals to qualify for coverage of the costs of their long–term care needs under the medical assistance program without first […]

Section 15-403 – Eligibility

    (a)    To be eligible for the Program, an individual must:         (1)    Be covered by a long–term care policy that is approved for the Program by the Commissioner under § 15–404 of this subtitle; and         (2)    Satisfy any other requirement for eligibility established by the Department.     (b)    Program eligibility may not be denied under this section for policy benefits that […]

Section 15-404 – Qualifying Policy

    To qualify under the Program, a long–term care policy shall:         (1)    Satisfy the requirements of § 1917(b) of the Social Security Act and any applicable federal guidelines;         (2)    Satisfy the requirements of Title 18 of the Insurance Article; and         (3)    Alert the purchaser to the availability of consumer information and public education provided by the Commissioner under § […]

Section 15-405 – Calculation of Resources

    In determining eligibility for medical assistance, an amount of resources equal to the amount of benefits paid under the long–term care policy shall be excluded from the Department’s calculation of the individual’s resources.

Section 15-406 – Public Education

    The Commissioner, through the Consumer Education and Advocacy Program, shall undertake measures to educate the public as to:         (1)    The need for long–term care;         (2)    Mechanisms for financing long–term care;         (3)    The availability of long–term care insurance; and         (4)    The asset protection provided under this subtitle.

Section 15-407 – Regulations; Report to General Assembly

    The Department and the Commissioner shall jointly:         (1)    Adopt regulations necessary to carry out the provisions of this subtitle consistent with § 1917(b) of the Social Security Act and any applicable federal guidelines; and         (2)    Beginning January 1, 2009, and on or before January 1 of each year thereafter, report to the General Assembly, in accordance with […]