Section 27-608 – Premium Increase for Commercial Insurance — Notice Required
(a) (1) This section applies to: (i) policies of commercial insurance; and (ii) policies of workers’ compensation insurance. (2) This section does not apply to policies: (i) issued to exempt commercial policyholders, as defined in § 11–206(j) of this article; or (ii) for which the renewal policy premium is an increase over the expiring policy premium of 15% or less. (b) Unless an […]
Section 27-501 – Discrimination in Underwriting
(a) (1) An insurer or insurance producer may not cancel or refuse to underwrite or renew a particular insurance risk or class of risk for a reason based wholly or partly on race, color, creed, sex, or blindness of an applicant or policyholder or for any arbitrary, capricious, or unfairly discriminatory reason. (2) Except as provided in this […]
Section 27-608.1 – Transfer of Policyholder Between Insurers
(a) This section applies to policies of commercial insurance and policies of workers’ compensation insurance. (b) (1) If a policyholder is being transferred between admitted insurers within the same insurance holding company system, as defined in § 7–101 of this article, the insurer providing the new policy shall provide notice of the transfer to the policyholder. (2) An insurer […]
Section 27-502 – Discrimination in Surety Insurance
(a) A surety insurer may not cancel or refuse to issue or renew a surety bond for a reason based wholly or partly on race, color, creed, sex, or physical handicap or disability of an applicant or principal or for any other arbitrary, capricious, or unfairly discriminatory reason. (b) A surety insurer may not require special conditions, […]
Section 27-609 – Exclusion of Named Driver
(a) This section does not apply to a premium increase for a driver or vehicle due to a program that measures the operation of an insured vehicle during the current policy period. (b) (1) (i) This paragraph applies to a private passenger motor vehicle liability insurance policy issued in the State under which more than one individual is insured. […]
Section 27-503 – Agreements With or Refusal to Accept Business From Insurance Producer
(a) An insurer may not cancel a written agreement with an insurance producer about insurance or refuse to accept insurance business from the insurance producer unless the insurer complies with this section. (b) (1) This subsection does not apply to: (i) policies of life insurance, health insurance, surety insurance, wet marine and transportation insurance, and title insurance; or (ii) insurance […]
Section 27-610 – Notice of Renewal Premium Due
(a) (1) This section applies only to policies of personal insurance and private passenger motor vehicle liability insurance policies subject to § 27–613 of this subtitle. (2) Unless an insurer has provided notice of its intention not to renew a policy in compliance with this subtitle, the insurer must provide each policyholder with notice of renewal premium due […]
Section 27-504 – Discrimination Based on Domestic Violence
(a) (1) In this section the following words have the meanings indicated. (2) “Abuse” has the meaning stated in § 4–501 of the Family Law Article. (3) “Cohabitant” means an individual who has had a sexual relationship with another individual with whom the individual has resided for a period of at least 90 days. (4) “Victim of domestic violence” means […]
Section 27-504.1 – Prohibition Against Discrimination Against Victims of Crimes of Violence
(a) (1) In this section the following words have the meanings indicated. (2) “Crime of violence” has the meaning stated in § 14–101 of the Criminal Law Article. (3) “Victim” means a policyholder or claimant who suffers personal injury, death, or property loss as a result of a crime of violence. (b) Except as otherwise provided in this article, if […]
Section 27-401 – Definitions
(a) In this subtitle the following words have the meanings indicated. (b) (1) “Claim” means a demand for payment or benefit under a policy or contract by an insured, third party, or representative of the insured or third party. (2) “Claim” includes a demand for payment or benefit made against: (i) the State under Title 12 of the State Government […]