US Lawyer Database

Section 27-306 – Appeals

    An appeal from an order issued by the Commissioner under this subtitle shall be taken in accordance with § 2-215 of this article.

Section 27-401 – Definitions

    (a)    In this subtitle the following words have the meanings indicated.     (b)    (1)    “Claim” means a demand for payment or benefit under a policy or contract by an insured, third party, or representative of the insured or third party.         (2)    “Claim” includes a demand for payment or benefit made against:             (i)    the State under Title 12 of the State Government […]

Section 27-402 – Scope of Subtitle

    The provisions of this subtitle that apply to insurers also apply to:         (1)    a corporation that operates a nonprofit health service plan under Title 14, Subtitle 2 of this article;         (2)    a dental plan organization as defined in § 14–401 of this article;         (3)    a health maintenance organization as defined in Title 19, Subtitle 7 of the Health […]

Section 27-403 – Failure to Return Premiums; False or Misleading Claims

    It is a fraudulent insurance act for a person:         (1)    knowingly to fail to return any money or premiums paid for a policy to an insured, designee of the insured, or another person entitled to the money or premiums if the insurance contracted for is not ultimately provided;         (2)    to present or cause to be presented to […]

Section 27-404 – Doing Business With Unlicensed Persons

    It is a fraudulent insurance act for an insurer doing business in the State knowingly to write or place a policy or insurance contract in the State through, or pay a commission or other consideration to, a person that is required to have a certificate of qualification under this article but does not have a […]

Section 27-405 – Representations to Public by Unlicensed Persons

    (a)    It is a fraudulent insurance act for a person to act as or represent to the public that the person is:         (1)    an insurance producer or a public adjuster in the State if the person has not received the appropriate license under or otherwise complied with Title 10 of this article;         (2)    a navigator of the Small […]

Section 27-406 – False Applications and Statements; Unregulated Insurers

    It is a fraudulent insurance act for a person:         (1)    knowingly or willfully to make a false or fraudulent statement or representation in or with reference to an application for insurance;         (2)    to place insurance with an unauthorized insurer not regulated by the Commissioner and refuse to obey an order of the Commissioner to produce for examination […]

Section 27-223 – Misleading Use of Senior or Retiree Credential or Designation

    (a)    It is unlawful for any insurance producer to use a senior or retiree credential or designation in a way that is or would be misleading in connection with the offer, sale, or purchase of life insurance, health insurance, or annuities.     (b)    (1)    The Commissioner, in consultation with the Securities Commissioner of the Division of Securities in the […]

Section 27-406.1 – Fraudulent Insurance Acts of Individual Sureties

    (a)    In this section, “individual surety” means a person that:         (1)    issues surety bonds or contracts of surety insurance; and         (2)    does not have a certificate of authority issued by the Commissioner.     (b)    It is a fraudulent insurance act for an individual surety to solicit or issue a surety bond or contract of surety insurance except as provided in: […]

Section 27-224 – Compliance With Federal Medicare Marketing Guidelines

    When soliciting or advertising the sale of a Medicare Advantage Plan, Medicare Advantage Prescription Drug Plan, Medicare Prescription Drug Plan (Part D), or Medicare Section 1876 cost plan, an insurance producer shall comply with the Centers for Medicare and Medicaid Services’ Medicare Marketing Guidelines, as may be amended from time to time, including the prohibitions […]