Section 26-501.1 – Prohibited Acts — Unlicensed Persons Providing Services
(a) This title does not apply to: (1) an authorized property and casualty insurer that provides emergency road service, towing service, or a similar type of indemnification under a policy that has been filed with and approved by the Commissioner; or (2) an obligor under a mechanical repair contract that provides emergency road service, towing service, or other […]
Section 26-502 – Penalties
(a) A person that willfully violates this title is guilty of a misdemeanor and on conviction is subject to a fine not exceeding $1,000 or imprisonment not exceeding 1 year or both. (b) In addition to any other penalty provided in this title, the Commissioner after notice and hearing may impose on a licensee or representative for […]
Section 27-101 – Purpose of Title
The purpose of this title is to regulate trade practices in the business of insurance in accordance with the intent of Congress expressed in the McCarran-Ferguson Act, 15 U.S.C. §§ 1011 through 1015, by defining, or providing for the determination of, all trade practices in the business of insurance in the State that are unfair […]
Section 27-102 – Unfair Trade Practices Prohibited
A person may not engage in the State in a trade practice that is defined in this title as, or determined under this title to be, an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.
Section 27-103 – Cease and Desist Orders
(a) (1) If the Commissioner finds that a person in the State has engaged or is engaging in an act or practice that is defined in or prohibited under this title, the Commissioner shall order the person to cease and desist from the act or practice. (2) The Commissioner shall hold a hearing before the Commissioner issues a […]
Section 26-301 – Appointment of Representative
(a) Through its proper officer or agent, each licensee promptly shall notify the Commissioner of the name, title, and address of each individual the licensee desires to appoint as a representative in the State. (b) The notice required by this section shall be: (1) filed with the Commissioner on the form that the Commissioner provides; and (2) accompanied by: […]
Section 27-104 – Procedures for Practices Not Expressly Defined
(a) If the Commissioner believes that a person engaged in the insurance business is engaging in the State in a method of competition or in an act or practice in the conduct of insurance business that, although not defined in this title, is an unfair method of competition or an unfair or deceptive act or practice […]
Section 26-302 – Issuance of Registration Certificate
The Commissioner shall issue a registration certificate to an appointee if it appears to the Commissioner that the appointee: (1) is a suitable and competent individual of good moral character; (2) intends to represent to the public in good faith that the appointee is a representative; (3) has not previously been denied registration or had a registration revoked […]
Section 27-105 – Appeal by Intervenor
If an order issued by the Commissioner under § 27-103 of this subtitle or a report of the Commissioner made under § 27-104 of this subtitle does not charge a violation of this title, any intervenor in the proceedings may appeal from the order or report in the time and manner provided in this article […]
Section 25-409 – Appeals
(a) (1) An applicant for essential property insurance or homeowner’s insurance or an affected insurer may appeal to the Governing Committee. (2) A decision of the Governing Committee may be appealed to the Commissioner within 30 days after the decision. (b) An order or decision of the Commissioner made under this subtitle is subject to judicial review.