Section 27-803 – Insurance Antifraud Plan
(a) (1) Each authorized insurer that has in force policies or certificates of insurance in the State shall institute and maintain an insurance antifraud plan. (2) Within 30 days after instituting or modifying an antifraud plan, the authorized insurer shall notify the Commissioner in writing. (b) Each antifraud plan shall establish specific procedures to: (1) prevent insurance fraud, including: (i) internal […]
Section 27-804 – Antifraud Plans for Viatical Settlement Providers
(a) Each viatical settlement provider shall have in place an antifraud plan reasonably calculated to detect, prosecute, and prevent fraudulent viatical settlement acts. (b) Within 30 days after instituting or modifying an antifraud plan, the viatical settlement provider shall notify the Commissioner in writing. (c) Each antifraud plan shall include: (1) the use of fraud investigators; (2) a description of […]
Section 27-805 – Required Disclosure Statements
(a) In this section, “claim form” means any document supplied by an insurer to a claimant that a claimant is required to complete and submit in support of a claim for benefits. (b) (1) Except as provided in subsection (c) of this section, all applications for insurance and all claim forms, regardless of the form of transmission, shall […]
Section 27-806 – Penalty
The penalty for a violation of this subtitle is as provided in §§ 4–113 and 4–114 of this article.
Section 27-611 – Notice of Effect of Failure to Renew or Replace Motor Vehicle Insurance
Before the actual expiration of a policy of motor vehicle insurance that results from nonpayment of a renewal premium, the insurer shall provide notice to the insured in clear and specific terms that if the insured fails to renew or replace the motor vehicle insurance before the due date, § 17-106 of the Transportation Article […]
Section 27-901 – Credit Life or Disability Insurance Premiums
(a) (1) In this section the following words have the meanings indicated. (2) “Credit life or disability insurance” means a type of insurance that will pay all or part of an individual’s debt on the death or disability of the individual. (3) “Finance charge” has the meaning stated in § 12-501 of the Commercial Law Article. (4) “Retail credit account” […]
Section 27-612 – Liability of Insurer for Coverage
(a) (1) If an insurer fails to comply with any provision of § 27-602, § 27-603, § 27-604, § 27-605, § 27-606, § 27-607, § 27-608, § 27-610, or § 27-613 of this subtitle, the insurer is liable to the applicant for the coverage that was requested, or that would have become effective except for the failure […]
Section 27-902 – Motor Vehicle Insurance — Effect of Age or Physical Handicap or Disability
(a) A policy or contract of motor vehicle insurance may not be canceled or nonrenewed solely because of: (1) the age of the holder of the policy or contract; or (2) the physical handicap or disability of the holder of the policy or contract. (b) The premium for a policy or contract of motor vehicle insurance may not be […]
Section 27-613 – Motor Vehicle Liability Insurance Policies
(a) (1) This section applies only to private passenger motor vehicle liability insurance. (2) This section does not apply to the Maryland Automobile Insurance Fund. (3) This section does not apply to the cancellation of a policy or binder of private passenger motor vehicle liability insurance by an insurer during the 45–day underwriting period in accordance with § 12–106 […]
Section 27-903 – Premium Notice to Indicate Kind of Coverage
An insurer that submits to its policyholder a notice of initial or renewal premium due shall indicate the kind of insurance coverage for which the policyholder is being charged.