Section 27-905 – Motor Vehicle Liability Insurance — Billing Statements
(a) An insurer may not send a billing statement to a policyholder under a policy or contract of motor vehicle liability insurance unless the billing statement includes a date by which any payment due under the billing statement must be received by the insurer for the insurance coverage to continue without penalty. (b) An insurer may not […]
Section 27-906 – Motor Vehicle Liability Insurance — Warranty for Aftermarket Crash Parts
An insurer that issues or delivers in the State a policy of motor vehicle liability insurance that provides coverage for the repair of physical damage to the motor vehicle shall provide, on request of the insured, a copy of the warranty for aftermarket crash parts, if available.
Section 27-907 – Private Passenger Motor Vehicle Insurance — Discount in Rate
An insurer that issues or renews a private passenger motor vehicle insurance policy in the State shall give an actuarially justified discount in rate to each individual who has completed the immediately preceding 3 years of continuous coverage with that insurer without a moving traffic violation, with not more than one point, and with no […]
Section 27-909 – Use of Genetic Tests
(a) (1) In this section the following words have the meanings indicated. (2) “Gene product” means the biochemical material, either RNA or protein, made by a gene. (3) (i) “Genetic information” means information: 1. about chromosomes, genes, gene products, or inherited characteristics that may derive from an individual or a family member; 2. obtained for diagnostic and therapeutic purposes; and 3. obtained at […]
Section 27-910 – Discrimination by Health Network
(a) (1) In this section the following words have the meanings indicated. (2) “Enrollee” means an individual or member of an association or other private group arrangement entitled to health care services from a health network. (3) “Health care service” has the meaning stated in § 19-701 of the Health – General Article. (4) “Health network” means an entity that: […]
Section 27-911 – Change of Insurance Producer of Record
(a) Each authorized insurer doing business in the State shall accept and honor each request by a policyholder for a change of insurance producer of record within 30 working days after receipt of the request unless the policyholder withdraws the request in writing. (b) The new insurance producer of record must have a current appointment and contract […]
Section 27-912 – Transfer of Policies
An insurer that accepts a transfer of the insurance business of a group of policyholders from an independent insurance producer may treat the policies transferred as renewals and not as new policies for underwriting purposes.
Section 27-913 – Discrimination in Specified Diseases or Diagnoses Prohibited
(a) This section applies to: (1) insurers and nonprofit health service plans that provide hospital, medical, or surgical benefits to individuals or groups on an expense-incurred basis under health insurance policies or contracts that are issued or delivered in the State; and (2) health maintenance organizations that provide hospital, medical, or surgical benefits to individuals or groups under […]
Section 27-914 – Collection of Racial and Ethnic Data; Nondiscrimination
(a) This section does not apply to life insurance policies, annuity contracts, long–term care insurance policies, or disability insurance policies. (b) An insurer that provides health insurance, a nonprofit health service plan, or a health maintenance organization may not use race or ethnicity data to reject, deny, limit, cancel, refuse to renew, increase the rates of, affect […]
Section 27-915 – Coverage for Organ Transplantation — Individual With Disability
(a) In this section, “organ transplantation” means the transplantation or transfusion of a human body part into the body of another individual for the purpose of treating or curing a medical condition. (b) This section applies to: (1) insurers and nonprofit health service plans that provide coverage for organ transplantation to individuals or groups on an expense–incurred basis […]