Section 27-408 – Penalties
(a) (1) A person that violates § 27–407 of this subtitle, or another provision of this subtitle in which the claim or act that is the subject of the fraud has a value of $300 or more is guilty of a felony and on conviction, for each violation, is subject to: (i) liability for restoring to the victim […]
Section 27-401 – Definitions
(a) In this subtitle the following words have the meanings indicated. (b) (1) “Claim” means a demand for payment or benefit under a policy or contract by an insured, third party, or representative of the insured or third party. (2) “Claim” includes a demand for payment or benefit made against: (i) the State under Title 12 of the State Government […]
Section 27-402 – Scope of Subtitle
The provisions of this subtitle that apply to insurers also apply to: (1) a corporation that operates a nonprofit health service plan under Title 14, Subtitle 2 of this article; (2) a dental plan organization as defined in § 14–401 of this article; (3) a health maintenance organization as defined in Title 19, Subtitle 7 of the Health […]
Section 27-403 – Failure to Return Premiums; False or Misleading Claims
It is a fraudulent insurance act for a person: (1) knowingly to fail to return any money or premiums paid for a policy to an insured, designee of the insured, or another person entitled to the money or premiums if the insurance contracted for is not ultimately provided; (2) to present or cause to be presented to […]
Section 27-404 – Doing Business With Unlicensed Persons
It is a fraudulent insurance act for an insurer doing business in the State knowingly to write or place a policy or insurance contract in the State through, or pay a commission or other consideration to, a person that is required to have a certificate of qualification under this article but does not have a […]
Section 27-405 – Representations to Public by Unlicensed Persons
(a) It is a fraudulent insurance act for a person to act as or represent to the public that the person is: (1) an insurance producer or a public adjuster in the State if the person has not received the appropriate license under or otherwise complied with Title 10 of this article; (2) a navigator of the Small […]
Section 27-406 – False Applications and Statements; Unregulated Insurers
It is a fraudulent insurance act for a person: (1) knowingly or willfully to make a false or fraudulent statement or representation in or with reference to an application for insurance; (2) to place insurance with an unauthorized insurer not regulated by the Commissioner and refuse to obey an order of the Commissioner to produce for examination […]
Section 27-406.1 – Fraudulent Insurance Acts of Individual Sureties
(a) In this section, “individual surety” means a person that: (1) issues surety bonds or contracts of surety insurance; and (2) does not have a certificate of authority issued by the Commissioner. (b) It is a fraudulent insurance act for an individual surety to solicit or issue a surety bond or contract of surety insurance except as provided in: […]
Section 27-407 – Solicitation
(a) It is a fraudulent insurance act for: (1) a person, for personal gain, to solicit an individual injured by or in a motor vehicle to sue or retain a lawyer to represent that individual in a lawsuit; (2) a person, for personal gain, to solicit an individual injured by or in a motor vehicle to seek care […]
Section 27-407.1 – Intentional Motor Vehicle Accident
It is a fraudulent insurance act for a person, with the purpose of submitting a claim under a policy of motor vehicle insurance, to organize, plan, or knowingly participate in: (1) an intentional motor vehicle accident; or (2) a scheme to create documentation of a motor vehicle accident that did not occur.