Section 27-501 – Discrimination in Underwriting
(a) (1) An insurer or insurance producer may not cancel or refuse to underwrite or renew a particular insurance risk or class of risk for a reason based wholly or partly on race, color, creed, sex, or blindness of an applicant or policyholder or for any arbitrary, capricious, or unfairly discriminatory reason. (2) Except as provided in this […]
Section 27-502 – Discrimination in Surety Insurance
(a) A surety insurer may not cancel or refuse to issue or renew a surety bond for a reason based wholly or partly on race, color, creed, sex, or physical handicap or disability of an applicant or principal or for any other arbitrary, capricious, or unfairly discriminatory reason. (b) A surety insurer may not require special conditions, […]
Section 27-503 – Agreements With or Refusal to Accept Business From Insurance Producer
(a) An insurer may not cancel a written agreement with an insurance producer about insurance or refuse to accept insurance business from the insurance producer unless the insurer complies with this section. (b) (1) This subsection does not apply to: (i) policies of life insurance, health insurance, surety insurance, wet marine and transportation insurance, and title insurance; or (ii) insurance […]
Section 27-504 – Discrimination Based on Domestic Violence
(a) (1) In this section the following words have the meanings indicated. (2) “Abuse” has the meaning stated in § 4–501 of the Family Law Article. (3) “Cohabitant” means an individual who has had a sexual relationship with another individual with whom the individual has resided for a period of at least 90 days. (4) “Victim of domestic violence” means […]
Section 27-504.1 – Prohibition Against Discrimination Against Victims of Crimes of Violence
(a) (1) In this section the following words have the meanings indicated. (2) “Crime of violence” has the meaning stated in § 14–101 of the Criminal Law Article. (3) “Victim” means a policyholder or claimant who suffers personal injury, death, or property loss as a result of a crime of violence. (b) Except as otherwise provided in this article, if […]
Section 27-505 – Violations; Judicial Review
(a) (1) If the Commissioner finds that an insurer has violated § 27–501, § 27–503, § 27–504, or § 27–504.1 of this subtitle, the Commissioner, in addition to any other power granted by this article, may order the insurer to accept the risk, or accept the business, as appropriate. (2) (i) With respect to medical professional liability insurance, the […]