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Home » US Law » 2022 Maryland Statutes » Insurance » Title 4 - General Requirements for Insurers » Subtitle 4 - Disclosure Requirements for Insurers

Section 4-401 – Reporting Medical Malpractice Claims or Actions

    (a)    This section applies to:         (1)    each insurer that provides professional liability insurance to:             (i)    a physician, nurse, dentist, podiatrist, optometrist, or chiropractor licensed under the Health Occupations Article; or             (ii)    a hospital licensed under the Health – General Article; and         (2)    each self–insured hospital.     (b)    An entity subject to this section shall report quarterly any claim or action for damages […]

Section 4-402 – Inspection of Medical Files on Applicants and Claimants

    (a)    Medical files on applicants and claimants that are compiled by insurers under policies of health insurance or life insurance shall be made available for inspection:         (1)    on request of the applicant or claimant;         (2)    on request of the agent of the applicant or claimant; or         (3)    on request of the applicant, to a physician of the applicant’s choice. […]

Section 4-403 – Disclosure of Insured’s Medical or Claims Records

    (a)    Except as provided in subsection (b), (c), or (d) of this section, an insurer, or an insurance service organization whose functions include the collection of medical data, may not disclose the contents of an insured’s medical or claims records.     (b)    (1)    An insurer may disclose specific medical information or medical data contained in an insured’s medical or […]

Section 4-405 – Additional Reporting Requirements; Regulations; Confidentiality

    (a)    (1)    Each insurer providing professional liability insurance to a health care provider in the State shall submit to the Commissioner information on:             (i)    the nature and cost of reinsurance;             (ii)    the claims experience, by category, of health care providers;             (iii)    the amount of claim settlements and claim awards;             (iv)    the amount of reserves for claims incurred and incurred but unreported […]

Section 4-406 – Breach of the Security of a System

    (a)    (1)    In this section the following words have the meanings indicated.         (2)    “Breach of the security of a system” has the meaning stated in § 14–3504 of the Commercial Law Article.         (3)    “Carrier” means:             (i)    an insurer;             (ii)    a nonprofit health service plan;             (iii)    a health maintenance organization;             (iv)    a dental organization;             (v)    a managed care organization;             (vi)    a managed general agent; and             (vii)    a […]