445.2531 Placement of security freeze on protected consumer’s credit report; requirements; record; days. Sec. 21. (1) A consumer reporting agency shall place a security freeze on a protected consumer’s credit report if all of the following are met: (a) The consumer reporting agency receives a request from the representative of the protected consumer for the […]
445.2532 Release of protected consumer’s credit report, information, or record; duration of security freeze. Sec. 22. (1) If a security freeze is in place, a consumer reporting agency may not release a protected consumer’s credit report, any information derived from the protected consumer’s credit report, or any record created for the protected consumer. (2) A […]
445.2533 Removal of security freeze for protected consumer. Sec. 23. A consumer reporting agency shall remove a security freeze for a protected consumer placed under section 21 within 30 days after the protected consumer or the protected consumer’s representative does all of the following: (a) Submits a request for the removal of the security freeze […]
445.2534 Removal of security freeze for protected consumer; time requirement. Sec. 24. Within 30 days after receiving a request that meets the requirements of section 23, a consumer reporting agency shall remove a security freeze for the protected consumer. History: 2013, Act 229, Eff. Jan. 1, 2014
445.2535 Removal of security freeze for protected consumer; material misrepresentation of fact. Sec. 25. A consumer reporting agency may remove a security freeze for a protected consumer or delete a record of a protected consumer if the security freeze was placed or the record was created based on a material misrepresentation of fact by the […]
