445.251 Definitions. Sec. 1. (1) As used in this act: (a) “Claim” or “debt” means an obligation or alleged obligation for the payment of money or thing of value arising out of an expressed or implied agreement or contract for a purchase made primarily for personal, family, or household purposes. (b) “Collection agency” means a […]
445.252 Prohibited acts. Sec. 2. A regulated person shall not commit 1 or more of the following acts: (a) Communicating with a debtor in a misleading or deceptive manner, such as using the stationery of an attorney or credit bureau unless the regulated person is an attorney or is a credit bureau and it is […]
445.253 Cease and desist order; hearing; failure to comply with order; action in circuit court; fine. Sec. 3. (1) The attorney general may order a regulated person to cease and desist from violating this act. (2) A regulated person ordered to cease and desist is entitled to a hearing before the appropriate officer as determined […]
445.254 Action to restrain act or practice; injunction and other equitable orders or judgments. Sec. 4. The attorney general may bring an action to restrain, by temporary or permanent injunction, an act or practice in violation of this act. The action may be brought in the circuit court for the county where the defendant resides […]
445.255 Assurance of discontinuance; contents; filing; record; opening closed matter for further proceedings. Sec. 5. When the attorney general has authority to institute an action pursuant to section 4, the attorney general may accept an assurance of discontinuance of any method, act, or practice from the person alleged to be engaged in or to have […]
445.256 Wilful violation of act or engaging in recurring course of wilful conduct in violation of act; penalties. Sec. 6. (1) In an action brought under this act, if the court finds that a regulated person has wilfully violated this act, the attorney general, upon petition to the court, may recover, on behalf of the […]
445.257 Action for damages or equitable relief; amount of recovery; civil fine; attorney’s fees and court costs. Sec. 7. (1) A person who suffers injury, loss, or damage, or from whom money was collected by the use of a method, act, or practice in violation of this act may bring an action for damages or […]
445.258 Communications with person other than debtor for purpose of acquiring location information; required statements. Sec. 8. (1) A regulated person communicating with any person other than the debtor, for the purpose of acquiring location information about the debtor, shall state all of the following: (a) The name of the individual seeking the location information. […]
