Section 13C.018 — Security Freeze; Not Applicable To Certain Consumer Reporting Agencies.
13C.018 SECURITY FREEZE; NOT APPLICABLE TO CERTAIN CONSUMER REPORTING AGENCIES. A consumer reporting agency is not required to place a security freeze in a consumer report under section 13C.016 if it acts only as a reseller of credit information by assembling and merging information contained in the database of another consumer reporting agency or multiple […]
Section 13C.019 — Security Freeze; Exempt Entities.
13C.019 SECURITY FREEZE; EXEMPT ENTITIES. The following entities are not required to place a security freeze on a consumer report under section 13C.016: (1) a check services or fraud prevention services company that issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or similar […]
Section 13C.02 — Disclosure Of Use Of Consumer Reports For Employment Purposes.
13C.02 DISCLOSURE OF USE OF CONSUMER REPORTS FOR EMPLOYMENT PURPOSES. Subdivision 1. Disclosure required. A person may not obtain or cause to be prepared a consumer report on a consumer for employment purposes unless the person clearly and accurately discloses to the consumer that a consumer report may be obtained or caused to be prepared. […]
Section 13C.03 — Notice Of Adverse Action.
13C.03 NOTICE OF ADVERSE ACTION. If employment is denied or other adverse action for employment purposes is taken against a consumer wholly or partly because of information contained in a consumer report, the user of the report shall so advise the consumer and notify the consumer of the consumer’s right to receive a copy of […]
Section 13C.04 — Enforcement; Remedies.
13C.04 ENFORCEMENT; REMEDIES. This chapter may be enforced by the attorney general or the county attorney pursuant to section 8.31 or 325F.70 and the public and private remedies available under those sections apply to this chapter. History: 1993 c 292 s 5
Section 13C.10 — Protected Persons Security Freeze.
13C.10 PROTECTED PERSONS SECURITY FREEZE. Subdivision 1. Definitions. (a) For purposes of this section, the terms defined in paragraphs (b) through (g) have the meanings given. (b) “Protected person” means an individual who is under the age of 16 at the time a request for the placement of a security freeze is made. (c) “Record” […]
Section 13B.05 — Remedies.
13B.05 REMEDIES. The remedies and penalties in sections 13.08 and 13.09 apply to this chapter. History: 1995 c 259 art 1 s 28
Section 13B.06 — Child Support Or Maintenance Obligor Data Matches.
13B.06 CHILD SUPPORT OR MAINTENANCE OBLIGOR DATA MATCHES. Subdivision 1. Definitions. The definitions in this subdivision apply to this section. (a) “Account” means a demand deposit account, checking or negotiable withdraw order account, savings account, time deposit account, or money market mutual fund. (b) “Account information” means the type of account, the account number, whether […]
Section 13B.07 — Tax Debtor Data Matches.
13B.07 TAX DEBTOR DATA MATCHES. Subdivision 1. Definitions. The definitions in this subdivision apply to this section. (a) “Account” means demand deposit account, checking account, negotiable order of withdrawal account, savings account, time deposit account, money market mutual fund account, or certificate of deposit account located in Minnesota. (b) “Account information” means the type of […]
Section 13C.001 — Definitions.
13C.001 DEFINITIONS. Subdivision 1. Scope. The definitions in this section apply to this chapter. Subd. 2. Consumer. “Consumer” means an individual. Subd. 3. Consumer report. (a) “Consumer report” means a written, oral, or other communication of information by a consumer reporting agency bearing on a consumer’s credit worthiness, credit standing, credit capacity, character, general reputation, […]