Section 72A.505 — Immunity.
72A.505 IMMUNITY. No cause of action in the nature of defamation, invasion of privacy, or negligence may arise against an insurer, insurance agent, or insurance-support organization for disclosing personal or privileged information required to be disclosed under sections 72A.20, subdivision 11, and 72A.49 to 72A.504, provided no immunity exists for disclosing false information with malice […]
Section 72A.496 — Investigative Consumer Reports.
72A.496 INVESTIGATIVE CONSUMER REPORTS. Subdivision 1. Notice. An insurer, insurance agent, or insurance-support organization must not prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement, or a change in insurance benefits, unless the insurer or insurance agent […]
Section 72A.497 — Access To Personal Information.
72A.497 ACCESS TO PERSONAL INFORMATION. Subdivision 1. Request. (a) If an individual, after proper identification, submits a written request to an insurer, insurance agent, or insurance-support organization for access to personal information about the individual, the insurer, insurance agent, or insurance-support organization shall within 30 business days from the date the request is received: (1) […]
Section 72A.498 — Correction, Amendment, Or Deletion Of Personal Information.
72A.498 CORRECTION, AMENDMENT, OR DELETION OF PERSONAL INFORMATION. Subdivision 1. Procedure. Within 30 business days from the date of receipt of a written request from an individual to correct, amend, or delete any personal information about the person within its possession, an insurer, insurance agent, or insurance-support organization shall either: (1) correct, amend, or delete […]
Section 72A.499 — Reasons For Adverse Underwriting Decisions.
72A.499 REASONS FOR ADVERSE UNDERWRITING DECISIONS. Subdivision 1. Notice and information. (a) In the event of an adverse underwriting decision, the insurer or insurance agent responsible for the decision shall provide in writing to the applicant, policyholder, or individual proposed for coverage: (1) the specific reason or reasons for the adverse underwriting decision, a summary […]
Section 72A.50 — Previous Adverse Underwriting Decisions.
72A.50 PREVIOUS ADVERSE UNDERWRITING DECISIONS. Subdivision 1. Additional information required. An insurer, insurance agent, or insurance-support organization must not seek information in connection with an insurance transaction concerning any previous adverse underwriting decision experienced by a person, or any previous insurance coverage obtained by a person through a residual market mechanism, unless the inquiry also […]
Section 72A.501 — Disclosure Authorization.
72A.501 DISCLOSURE AUTHORIZATION. Subdivision 1. Requirement; content. An authorization used by an insurer, insurance-support organization, or insurance agent to disclose or collect personal or privileged information is valid if it: (1) is in plain language; (2) is dated; (3) specifies the types of persons authorized to disclose information about the person; (4) specifies the nature […]
Section 72A.502 — Disclosure Of Information; Limitations And Conditions.
72A.502 DISCLOSURE OF INFORMATION; LIMITATIONS AND CONDITIONS. Subdivision 1. Requirement. An insurer, insurance agent, or insurance-support organization must not disclose any personal or privileged information about a person collected or received in connection with an insurance transaction without the authorization of that person except as authorized by this section. An insurer, insurance agent, or insurance-support […]
Section 72A.503 — Private Remedies.
72A.503 PRIVATE REMEDIES. Subdivision 1. Liability. Any insurer, insurance agent, or insurance-support organization that violates sections 72A.49 to 72A.505 is liable to the aggrieved person for that violation to the same extent as civil remedies are otherwise allowed in section 13.08, subdivision 1, for violations of chapter 13, by a political subdivision, responsible authority, statewide […]
Section 72A.504 — Obtaining Information Under Improper Means.
72A.504 OBTAINING INFORMATION UNDER IMPROPER MEANS. Any person who knowingly and willfully obtains information about a person in violation of section 72A.493 is subject to a fine not to exceed $3,000 or imprisonment not to exceed one year, or both. History: 1989 c 316 s 16