Section 72A.493 — Obtaining Information By Improper Means.
72A.493 OBTAINING INFORMATION BY IMPROPER MEANS. An insurer, insurance agent, or insurance-support organization must not obtain information or authorize another person to obtain information in connection with an insurance transaction by: (1) pretending to be someone else; (2) pretending to represent a person; (3) misrepresenting the true purpose of the interview; or (4) refusing to […]
Section 72A.494 — Notice.
72A.494 NOTICE. Subdivision 1. Required. Each insurer or insurance agent shall provide a notice relating to information practices to each applicant or policyholder in the manner and at the time required by this section. Subd. 2. Exemption. A notice is not required to be provided under this section for: (1) a group policy or contract […]
Section 72A.495 — Marketing And Research Surveys.
72A.495 MARKETING AND RESEARCH SURVEYS. An insurer or insurance agent shall clearly specify any questions designed to obtain information solely for marketing or research purposes from an individual in connection with an insurance transaction, and state that responses to the questions are not required to obtain coverage. History: 1989 c 316 s 7
Section 72A.49 — Short Title.
72A.49 SHORT TITLE. Sections 72A.49 to 72A.505 may be cited as the “Minnesota Insurance Fair Information Reporting Act.” History: 1989 c 316 s 2
Section 72A.491 — Definitions.
72A.491 DEFINITIONS. Subdivision 1. Application. For the purposes of sections 72A.49 to 72A.505, the following terms have the meanings given them. Subd. 2. Adverse underwriting decision. “Adverse underwriting decision” means any of the following actions with respect to insurance transactions involving insurance coverage that is individually underwritten: (1) denial, in whole or in part, of […]
Section 72A.492 — Scope.
72A.492 SCOPE. Subdivision 1. Covered policies. The obligations imposed by sections 72A.49 to 72A.505 apply to insurers, insurance agents, and insurance-support organizations that: (1) collect, receive, or maintain information in connection with insurance transactions that pertains to persons who are residents of this state; or (2) engage in insurance transactions with applicants, individuals, or policyholders […]