Section 72A.504 — Obtaining Information Under Improper Means.
72A.504 OBTAINING INFORMATION UNDER IMPROPER MEANS. Any person who knowingly and willfully obtains information about a person in violation of section 72A.493 is subject to a fine not to exceed $3,000 or imprisonment not to exceed one year, or both. History: 1989 c 316 s 16
Section 72A.505 — Immunity.
72A.505 IMMUNITY. No cause of action in the nature of defamation, invasion of privacy, or negligence may arise against an insurer, insurance agent, or insurance-support organization for disclosing personal or privileged information required to be disclosed under sections 72A.20, subdivision 11, and 72A.49 to 72A.504, provided no immunity exists for disclosing false information with malice […]
Section 72A.494 — Notice.
72A.494 NOTICE. Subdivision 1. Required. Each insurer or insurance agent shall provide a notice relating to information practices to each applicant or policyholder in the manner and at the time required by this section. Subd. 2. Exemption. A notice is not required to be provided under this section for: (1) a group policy or contract […]
Section 72A.495 — Marketing And Research Surveys.
72A.495 MARKETING AND RESEARCH SURVEYS. An insurer or insurance agent shall clearly specify any questions designed to obtain information solely for marketing or research purposes from an individual in connection with an insurance transaction, and state that responses to the questions are not required to obtain coverage. History: 1989 c 316 s 7
Section 72A.41 — Transacting Business Without Certificate Of Authority.
72A.41 TRANSACTING BUSINESS WITHOUT CERTIFICATE OF AUTHORITY. Subdivision 1. Prohibition; exception. It is unlawful for any company to enter into a contract of insurance as an insurer or to transact insurance business in this state, as set forth in subdivision 2, without a certificate of authority from the commissioner; provided that this subdivision does not […]
Section 72A.42 — Enforcement Authority.
72A.42 ENFORCEMENT AUTHORITY. Subdivision 1. Injunctions. Whenever the commissioner believes, from evidence satisfactory to the commissioner, that any company is violating or about to violate the provisions of section 72A.41, the commissioner may, through the attorney general of this state, cause a complaint to be filed in the District Court of Ramsey County to enjoin […]
Section 72A.43 — Service Of Process Upon Unauthorized Company By Commissioner.
72A.43 SERVICE OF PROCESS UPON UNAUTHORIZED COMPANY BY COMMISSIONER. Subdivision 1. Appointment of agent. Any act of entering into a contract of insurance or annuity as an insurer or transacting insurance business in this state as set forth in subdivision 2 of section 72A.41, by an unauthorized company is equivalent to and shall constitute an […]
Section 72A.44 — Penalty.
72A.44 PENALTY. Any company that violates subdivision 1 of section 72A.41, shall be required to pay a penalty of not less than $100 nor more than $1,000 for each offense, to be recovered on behalf of the state. History: 1967 c 590 s 5
Section 72A.49 — Short Title.
72A.49 SHORT TITLE. Sections 72A.49 to 72A.505 may be cited as the “Minnesota Insurance Fair Information Reporting Act.” History: 1989 c 316 s 2
Section 72A.491 — Definitions.
72A.491 DEFINITIONS. Subdivision 1. Application. For the purposes of sections 72A.49 to 72A.505, the following terms have the meanings given them. Subd. 2. Adverse underwriting decision. “Adverse underwriting decision” means any of the following actions with respect to insurance transactions involving insurance coverage that is individually underwritten: (1) denial, in whole or in part, of […]