Effective – 28 Aug 1999, 2 histories 365.010. Citation of law. — Sections 365.010 to 365.160 shall be known and may be cited as the “Missouri Motor Vehicle Time Sales Law”. ——– (L. 1963 p. 466 § 1, A.L. 1999 S.B. 386)
Effective – 28 Aug 2021, 4 histories 365.020. Definitions. — Unless otherwise clearly indicated by the context, the following words and phrases have the meanings indicated: (1) “Cash sale price”, the price stated in a retail installment contract for which the seller would have sold to the buyer, and the buyer would have bought from […]
Effective – 28 Aug 2015, 2 histories *365.030. Sales finance company, license required — exceptions — application — fee. — 1. No person shall engage in the business of a sales finance company in this state without a license as provided in this chapter; except, that no bank, trust company, savings and loan association, loan […]
Effective – 28 Aug 1963, 2 histories 365.040. License denied or suspended — grounds — hearing and review. — 1. Renewal of a license originally granted under this chapter may be denied, or a license may be suspended or revoked by the director on the following grounds: (1) Material misstatement in the application for license; […]
Effective – 28 Aug 1963, 2 histories 365.050. Director may examine persons, inspect records — complaints of violations. — 1. The director, or his duly authorized representative, may make such investigation as he shall deem necessary and, to the extent necessary for this purpose, he may examine the licensee or any other person having personal […]
Effective – 28 Aug 1995, 2 histories 365.060. Rules and regulations, procedure — subpoenas, enforced how. — 1. The director may adopt and promulgate such reasonable rules and regulations as shall be necessary to carry out the intent and purposes of this chapter. A copy of every rule or regulation shall be mailed to each […]
Effective – 28 Aug 2002, 2 histories 365.070. Retail installment contracts to be in writing — form, contents. — 1. Each retail installment contract shall be in writing, shall be signed by both the buyer and the seller, and shall be completed as to all essential provisions prior to the signing of the contract by […]
Effective – 28 Aug 2005, 2 histories 365.080. Insurance included in retail installment transactions — restrictions. — 1. The amount, if any, included in any retail installment transaction for insurance, if a separate identified charge is made for the insurance, which insurance may be purchased by the holder of the contract, shall not exceed the […]
Effective – 28 Aug 1963, 2 histories 365.090. Transfer of equity in motor vehicle — fee. — A buyer may transfer his equity in the motor vehicle in which the holder has a property interest at any time to another person upon agreement by the holder, but in that event and if the original buyer […]
Effective – 28 Aug 2021, 4 histories 365.100. Late payment charges, interest on delinquent payments, attorney fees — dishonored or insufficient funds fee — convenience fee imposed, when. — 1. For contracts entered into on or after August 28, 2005, if the contract so provides, the holder thereof may charge, finance, and collect: (1) A […]
Effective – 28 Aug 1963 365.110. Blank spaces in contract prohibited — exceptions. — No retail installment contract shall be signed by any party thereto when it contains blank spaces to be filled in after it has been signed except that, if delivery of the motor vehicle is not made at the time of the […]
Effective – 28 Aug 2002 365.120. Time price differential, computed how. — 1. Notwithstanding the provisions of any other law, the time price differential included in a retail installment transaction on any motor vehicle without regard to the year model designated by the manufacturer, the retail seller may charge, contract and receive any time price […]
Effective – 28 Aug 1984 365.125. Rates, parties may agree to a rate, restrictions. — As an alternative to the time price differential authorized by section 365.120, the parties may agree to any rate or amount of time price differential not exceeding a rate or amount authorized by section 408.450, but any such agreement shall […]
Effective – 28 Aug 2005 365.130. Assignment of contract — refinance charge, computed how — extension or deferral of due dates, when. — 1. Any person may purchase or acquire or agree to purchase or acquire from any seller any contract on such terms and conditions and at such price as may be agreed upon […]
Effective – 28 Aug 2021, 2 histories 365.140. Prepayment of debt under retail installment contract — refund, how computed — proof of payment. — Notwithstanding the provisions of any retail installment contract to the contrary any buyer may prepay in full, whether by payment in cash, extension or renewal, at any time before maturity the […]
Effective – 28 Aug 1984 365.145. Default — discrimination, law applicable to retail installment transactions. — Sections 408.551 to 408.562 shall apply to any retail installment transaction made pursuant to sections 365.010 to 365.160. ——– (L. 1984 H.B. 1170)
Effective – 28 Aug 1984 365.150. Violation a misdemeanor — penalty — recovery barred — correction of violation, effect. — 1. Any person who knowingly violates any provision of this chapter or engages in the business of a sales finance company in this state without a license therefor as provided in this chapter is guilty […]
Effective – 28 Aug 1963 365.160. Waiver unenforceable. — Any waiver of the provisions of this chapter is unenforceable and void. ——– (L. 1963 p. 466 § 15)
Effective – 01 Mar 2011, 2 histories 365.200. Additional time sale contracts. — 1. For any motor vehicle which is not subject to the Missouri motor vehicle time sales law as provided in sections 365.010 to 365.160, a seller is permitted to include in the contractual time sale of a motor vehicle the outstanding balance […]
