Section 375.1312 – Domestic violence, status as a victim not to be used by insurer — definitions — penalty — innocent coinsured, benefits paid, when.
Effective – 28 Aug 2013 375.1312. Domestic violence, status as a victim not to be used by insurer — definitions — penalty — innocent coinsured, benefits paid, when. — 1. As used in this section, the following terms mean: (1) “Domestic violence” and “family” or “household member”, as such terms are defined in section 455.010; […]
Section 375.1500 – Sections 375.1500 to 375.1527 apply to life insurance policies, exceptions.
Effective – 28 Aug 1998 375.1500. Sections 375.1500 to 375.1527 apply to life insurance policies, exceptions. — Sections 375.1500 to 375.1527 apply to all group and individual life insurance policies and certificates except: (1) Variable life insurance; (2) Individual and group annuity contracts; (3) Credit life insurance; (4) Policies written by a company with less […]
Section 375.1503 – Definitions.
Effective – 28 Aug 1998 375.1503. Definitions. — As used in sections 375.1500 to 375.1527, the following terms shall mean: (1) “Actuarial standards board”, the board established by the American Academy of Actuaries to develop and promulgate standards of actuarial practice; (2) “Contract premium”, the gross premium that is required to be paid under a […]
Section 375.1506 – Policies marketed without an illustration, notice to department — illustration requirements — quotation required, when.
Effective – 28 Aug 1998 375.1506. Policies marketed without an illustration, notice to department — illustration requirements — quotation required, when. — 1. Each insurer marketing policies to which sections 375.1500 to 375.1527 are applicable shall notify the director of the department of commerce and insurance whether a policy form is to be marketed with […]
Section 375.1509 – Life insurance illustration, label, contents, use in sales presentation, interest rates.
Effective – 28 Aug 1998 375.1509. Life insurance illustration, label, contents, use in sales presentation, interest rates. — 1. An illustration used in the sale of a life insurance policy shall satisfy the applicable requirements of sections 375.1500 to 375.1527, be clearly labeled “life insurance illustration” and contain the following basic information: (1) Name of […]
Section 375.1512 – Basic illustration, requirements, contents.
Effective – 28 Aug 1998 375.1512. Basic illustration, requirements, contents. — 1. A basic illustration shall conform with the following requirements: (1) The illustration shall be labeled with the date on which it was prepared; (2) Each page, including any explanatory notes or pages, shall be numbered and show its relationship to the total number […]
Section 375.1515 – Supplemental illustrations permitted, when — notice required.
Effective – 28 Aug 1998 375.1515. Supplemental illustrations permitted, when — notice required. — 1. A supplemental illustration may be provided so long as: (1) It is appended to, accompanied by or preceded by a basic illustration that complies with sections 375.1500 to 375.1527; (2) The nonguaranteed elements shown are not more favorable to the […]
Section 375.1518 – Use of basic illustration at time of sale of policy, revised illustration — illustration provided at time of policy delivery, certification, acknowledgment — illustrations sent by mail, requirements — copies to be retained, when — policy summary not required, when.
Effective – 28 Aug 1999 375.1518. Use of basic illustration at time of sale of policy, revised illustration — illustration provided at time of policy delivery, certification, acknowledgment — illustrations sent by mail, requirements — copies to be retained, when — policy summary not required, when. — 1. (1) If a basic illustration is used […]
Section 375.1521 – Annual report to policy owner, contents.
Effective – 28 Aug 1998 375.1521. Annual report to policy owner, contents. — 1. In the case of a policy designated as one for which illustrations will be used, the insurer shall provide each policy owner with an annual report on the status of the policy that shall contain at least the following information: (1) […]
Section 375.1306 – Genetic information, prohibited uses by employers — penalty for violation.
Effective – 28 Aug 2007 375.1306. Genetic information, prohibited uses by employers — penalty for violation. — 1. An employer shall not use any genetic information or genetic test results, as those terms are defined in subdivisions (3) and (4) of section 375.1300, of an employee or prospective employee to distinguish between, discriminate against, or […]