Effective – 01 Jan 2022 379.1800. Description of authorized group personal lines property and casualty insurance — requirements. — 1. Except as provided in subsection 2 of this section, no policy of group personal lines property and casualty insurance shall be issued or delivered in this state unless it conforms to one of the following […]
Effective – 01 Jan 2022 379.1803. Master policy issuance, certificates — content of master policy. — 1. A master policy shall be issued to the policyholder. Eligible employees or members insured under the master policy shall receive certificates of coverage setting forth a statement as to the insurance protection to which they are entitled. 2. […]
Effective – 01 Jan 2022 379.1806. Basic package of coverages and limits, additional coverages or limits — reduced coverage, when — coverage terminated, when — optional coverages or limits — stacking prohibited. — 1. The master policy shall provide a basic package of coverages and limits that are available to all eligible employees or members. […]
Effective – 01 Jan 2022 379.1809. Rating plan, master policy premium — rates not unfairly discriminatory, when — experience refunds or dividends, when. — 1. No master policy or certificate of insurance shall be issued or delivered in this state unless the rating plan and amendments thereto used in the determination of the master policy […]
Effective – 01 Jan 2022 379.1812. Loss and expense experience statistics — employee purchase of insurance not required — premium taxes, allocation of premiums. — 1. An insurer issuing or delivering group personal lines property and casualty insurance shall maintain separate statistics as to the loss and expense experience pertinent thereto. 2. No insurer shall […]
Effective – 01 Jan 2022 379.1815. Licensure required for agent or broker of policies — exception for certain activities — countersignature requirements prohibited. — 1. No person shall act in this state as an insurance agent or broker in connection with the solicitation, negotiation, or sale of a group personal lines property and casualty insurance […]
Effective – 01 Jan 2022 379.1818. Notice of termination, contents — conversion to individual policy, when — inapplicability. — 1. Each employee or member covered under the master policy whose coverage thereunder terminates for any reason other than the failure to make required contributions toward premiums or at the request of the employee or member, […]
Effective – 01 Jan 2022 379.1821. Licensure required for issuance of policies — inapplicability to mass marketing and certain policies — rulemaking authority. — 1. No master policy or certificate of insurance shall be issued or delivered in this state unless issued or delivered by an insurer which is duly licensed in this state to […]
Effective – 01 Jan 2022 379.1824. Effective date. — The provisions of sections 379.1800 to 379.1824 shall become effective January 1, 2022. No master policy or certificate of insurance shall be issued or delivered in this state after the effective date unless issued or delivered in compliance with sections 379.1800 to 379.1824. A master policy […]
