Effective – 28 Aug 2001 379.316. Scope of act (section 379.017 and sections 379.316 to 379.361). — 1. Section 379.017 and sections 379.316 to 379.361 apply to insurance companies incorporated pursuant to sections 379.035 to 379.355, section 379.080, sections 379.060 to 379.075, sections 379.085 to 379.095, sections 379.205 to 379.310, and to insurance companies of […]
Effective – 28 Aug 1972 379.318. Rates, how made. — Rates shall be made in accordance with the provisions of this section: (1) Due consideration shall be given to past and prospective loss experience within and outside this state, to conflagration and catastrophe hazards, if any, to a reasonable margin for underwriting profit and contingencies, […]
Effective – 28 Aug 2018, 2 histories 379.321. Rating plans to be filed with director, when — informational filings. — 1. Every insurer shall file with the director, except as to commercial property or commercial casualty insurance as provided in subsection 6 of this section, every manual of classifications, rules, underwriting rules and rates, every […]
Effective – 28 Aug 1972 379.323. Rating organization defined — license, application for, contents — subscribers, how treated. — 1. A “rating organization” is an individual, partnership, corporation or unincorporated association other than an insurer located within or without this state, who or which has as its primary object and purpose the making and filing […]
Effective – 28 Aug 1972 379.326. Deviation, how filed, effective when — open to public inspection. — 1. Any member or subscriber to a rating organization may file with the director a deviation from the rates, rating schedules, rating plans, rating systems or rules respecting any kind of insurance, division, subdivision, classification, or any part […]
Effective – 28 Aug 1972 379.328. Advisory organization defined — required filings — hearings on activities, discontinuance orders. — 1. Every group, association or other organization of insurers, whether located within or outside this state, which assists insurers which make their own filings or rating organizations in ratemaking, by the collection and furnishing of loss […]
Effective – 28 Aug 1972 379.331. Joint underwriting regulated — hearings, discontinuance order, when. — 1. Every group, association or other organization of insurers which engages in joint underwriting or joint reinsurance shall be subject to regulation with respect thereto as herein provided, subject, however, with respect to joint underwriting, to all other provisions of […]
Effective – 28 Aug 1972 379.333. Insurers may act in concert to make rates. — Subject to and in compliance with the provisions of section 379.017 and sections 379.316 to 379.361 authorizing insurers to be members or subscribers of rating or advisory organizations or to engage in joint underwriting or joint reinsurance, two or more […]
Effective – 28 Aug 1972 379.336. Insurers with common management may act in concert to make rates. — With respect to any matters pertaining to the making of rates or rating systems, the preparation or making of insurance policy forms, underwriting rules, surveys, inspections and investigation, the furnishing of loss or expense statistics or other […]
Effective – 28 Aug 1972 379.338. Agreement to adhere prohibited, exception. — Members and subscribers of rating or advisory organizations may use the rates, rating systems, underwriting rules or policy forms of such organizations, either consistently or intermittently, but, except as provided in sections 379.331 and 379.336, shall not agree with each other or rating […]
Effective – 28 Aug 1972 379.341. Exchange of information approved. — Licensed rating organizations and admitted insurers are authorized to exchange information and experience data with rating organizations and insurers in this and other states and may consult with them with respect to ratemaking and the application of rating systems. ——– (L. 1972 S.B. 547 […]
Effective – 28 Aug 1972 379.343. Examinations by director, when, how conducted, cost how paid. — 1. The director of the department of commerce and insurance may, at any time he may deem it advisable, examine any insurer writing any class of insurance which is subject to the provisions of section 379.017 and sections 379.316 […]
Effective – 28 Aug 1972 379.346. Examination, purpose of — hearing — order. — 1. The purpose of examination, as provided for in section 379.017 and sections 379.316 to 379.361, is to enable the director to ascertain whether there is compliance with the provisions of section 379.017 and sections 379.316 to 379.361. 2. If as […]
Effective – 28 Aug 1972 379.348. Review of rate, rating plan or system, how obtained. — Any individual, corporation, firm, partnership, association, or any similar entity or combination of the foregoing, aggrieved by any rate charged, rating plan, rating system, or underwriting rule followed or adopted by an insurer or rating organization may request the […]
Effective – 28 Aug 1972 379.351. Approval by director of rules and plans, when — exchange of information with director — director may make rules and regulations. — 1. The director shall approve reasonable rules and statistical plans, reasonably adapted to each of the rating systems on file with him, which may be modified from […]
Effective – 28 Aug 1972 379.353. Withholding of information or giving false or misleading information prohibited, penalty. — No person or organization shall willfully withhold information from, or knowingly give false or misleading information to, the director or any statistical agency designated by the director. No person or organization shall knowingly give false or misleading […]
Effective – 01 Jan 2003 379.356. Excessive premiums and rebates prohibited. — 1. No insurer or insurance producer shall knowingly charge, demand or receive a premium for any policy of insurance except in accordance with the provisions of section 379.017 and sections 379.316 to 379.361. No insurer or employee thereof, and no insurance producer shall […]
Effective – 28 Aug 1972 379.359. Commissions paid to brokers or agents not affected. — Nothing in section 379.017 and sections 379.316 to 379.361 abridges or restricts the freedom of contract of insurers, agents or brokers with reference to the amount of commission to be paid to agents or brokers by insurers, and such payments […]
Effective – 28 Aug 2007 379.361. Violations, penalties. — 1. If the director determines that any insurer or filing organization has engaged, is engaging in, or has taken a substantial step toward engaging in an act, practice or course of business constituting a violation of section 379.017 and sections 379.316 to 379.361 or a rule […]
Effective – 28 Aug 2020 379.402. Property and casualty insurance, free or discounted products or services permitted, when — rulemaking authority. — 1. A producer or insurer, by or through its employees, affiliates, or authorized third parties, may offer or provide products or services in conjunction with a policy of property and casualty insurance for […]
