Section 408.380 – Sale of certain financial products and plans associated with certain loan transactions not prohibited.
Effective – 28 Aug 2011 408.380. Sale of certain financial products and plans associated with certain loan transactions not prohibited. — 1. Notwithstanding any provision of sections 408.140, 408.233, 408.300, or any other law to the contrary, no provision of such sections shall be construed to prohibit the sale of a deficiency waiver addendum, guaranteed […]
Section 408.320 – Buyer may pay retail time contract debt before maturity — refund of charges.
Effective – 01 Jul 2003 408.320. Buyer may pay retail time contract debt before maturity — refund of charges. — Notwithstanding the provisions of any retail time contract to the contrary, any buyer may prepay in full at any time before maturity the debt of any retail time contract and on so paying such debt […]
Section 408.330 – Delinquency and collection charges permitted — insurance premium in lieu of perfecting security interest authorized — attorney fees — consolidation of contracts — convenience fee, when.
Effective – 28 Aug 2017, 2 histories 408.330. Delinquency and collection charges permitted — insurance premium in lieu of perfecting security interest authorized — attorney fees — consolidation of contracts — convenience fee, when. — 1. If a retail time contract or a retail charge agreement so provides, the holder thereof may charge and collect: […]
Section 408.340 – Applicability to prior transactions.
Effective – 28 Aug 1961 408.340. Applicability to prior transactions. — The provisions of sections 408.250 to 408.370 shall not apply to retail time transactions consummated prior to the effective date hereof; provided, however, that with respect to any sale made subsequent to the effective date hereof pursuant to a retail charge agreement entered into […]
Section 408.350 – Waiver of provisions void.
Effective – 28 Aug 1961 408.350. Waiver of provisions void. — Any waiver of the provisions of sections 408.250 to 408.370 shall be unenforceable and void. ——– (L. 1961 p. 638 § 12)
Section 408.360 – Citation of law.
Effective – 28 Aug 1961 408.360. Citation of law. — Sections 408.250 to 408.370 may be cited as the “Missouri Retail Credit Sales Law”. ——– (L. 1961 p. 638 § 1)
Section 408.365 – Acceleration clauses, repossession or confession of judgment by power of attorney, right of entry to repossess and waiver of damages from repossession provisions, prohibited.
Effective – 28 Aug 1975 408.365. Acceleration clauses, repossession or confession of judgment by power of attorney, right of entry to repossess and waiver of damages from repossession provisions, prohibited. — 1. No retail time contract shall contain any provision by which in the absence of the buyer’s default in the performance of any of […]
Section 408.370 – Violation, penalty — effect on time and other charges — correction.
Effective – 28 Aug 1975 408.370. Violation, penalty — effect on time and other charges — correction. — 1. Any person who shall knowingly violate any provision of section 408.250 and sections 408.260 to 408.370 shall be deemed guilty of a misdemeanor and, upon conviction, shall be punished by a fine of not more than […]
Section 408.375 – Retail installment agreement, deemed signed or accepted, when.
Effective – 28 Aug 1998 408.375. Retail installment agreement, deemed signed or accepted, when. — As used in sections 408.250 to 408.370, a retail installment agreement shall be deemed to be signed or accepted by the buyer, if after a request for a retail installment account, the agreement or application for a retail installment account […]
Section 408.300 – Time charges, amount authorized on retail time contracts — retail charge agreements, time charges authorized.
Effective – 28 Aug 2011 408.300. Time charges, amount authorized on retail time contracts — retail charge agreements, time charges authorized. — 1. Notwithstanding the provisions of any other law, the seller or other holder under a retail time contract may charge, receive and collect a time charge, which shall be in lieu of any […]