31-3-131. Requirements on users of consumer reports
31-3-131. Requirements on users of consumer reports. (1) Whenever credit or insurance for personal, family, or household purposes or employment involving a consumer is denied or the charge for the credit or insurance is increased either wholly or partly because of information contained in a consumer report from a consumer reporting agency, the user of the […]
31-3-132. Block of information on credit report
31-3-132. Block of information on credit report. (1) Within 30 days after a consumer reporting agency receives from a consumer a complaint of identity theft and documentation as provided in subsection (2), the consumer reporting agency shall permanently block any information that the consumer identifies from the consumer’s report that resulted from identity theft as defined […]
31-3-133. through 31-3-140 reserved
31-3-133 through 31-3-140 reserved.
31-3-141. Actions available to consumer
31-3-141. Actions available to consumer. (1) A consumer may bring action in the nature of defamation, invasion of privacy, or negligence with respect to the reporting of information against any person who fails to comply with this part. (2) A person who fails to delete information or incorporate into a report a consumer’s statement of dispute because […]
31-3-142. Civil liability for willful noncompliance
31-3-142. Civil liability for willful noncompliance. Any consumer reporting agency or user of information which willfully fails to comply with any requirement imposed under this part with respect to any consumer is liable to that consumer in an amount equal to the sum of: (1) any actual damages sustained by the consumer as a result of the […]
31-3-143. Civil liability for negligent noncompliance
31-3-143. Civil liability for negligent noncompliance. Any consumer reporting agency or user of information which is negligent in failing to comply with any requirement imposed under this part with respect to any consumer is liable to that consumer in an amount equal to the sum of: (1) any actual damages sustained by the consumer as a result […]
31-3-125. Fees for disclosures to consumers
31-3-125. Fees for disclosures to consumers. A consumer reporting agency shall make all disclosures pursuant to 31-3-122 and 31-3-124 to the consumer, with appropriate fees to be established by the department of administration in accordance with the Montana Administrative Procedure Act. History: En. 18-513 by Sec. 13, Ch. 547, L. 1975; R.C.M. 1947, 18-513; amd. Sec. 2, […]
31-3-111. Permissible purposes of reports
31-3-111. Permissible purposes of reports. A consumer reporting agency may furnish a consumer report under the following circumstances and no other: (1) in response to the order of a court having jurisdiction to issue such an order; (2) in accordance with the written instructions of the consumer to whom it relates; (3) to a person which it has reason […]
31-3-112. Obsolete information
31-3-112. Obsolete information. No consumer reporting agency may make any consumer report containing any of the following items of information: (1) bankruptcies which, from date of adjudication of the most recent bankruptcy, antedate the report by more than 14 years; (2) suits and judgments which, from date of entry, antedate the report by more than 7 years or […]
31-3-113. Disclosure of investigative consumer reports
31-3-113. Disclosure of investigative consumer reports. (1) A person may not procure or cause to be prepared or distribute an investigative consumer report on any consumer unless: (a) it is clearly and accurately disclosed to the consumer that an investigative consumer report, including information as to the consumer’s character, general reputation, personal characteristics, and mode of living, […]