31-3-128. through 31-3-130 reserved
31-3-128 through 31-3-130 reserved.
31-3-131. Requirements on users of consumer reports
31-3-131. Requirements on users of consumer reports. (1) Whenever credit or insurance for personal, family, or household purposes or employment involving a consumer is denied or the charge for the credit or insurance is increased either wholly or partly because of information contained in a consumer report from a consumer reporting agency, the user of the […]
31-3-132. Block of information on credit report
31-3-132. Block of information on credit report. (1) Within 30 days after a consumer reporting agency receives from a consumer a complaint of identity theft and documentation as provided in subsection (2), the consumer reporting agency shall permanently block any information that the consumer identifies from the consumer’s report that resulted from identity theft as defined […]
31-3-133. through 31-3-140 reserved
31-3-133 through 31-3-140 reserved.
31-3-141. Actions available to consumer
31-3-141. Actions available to consumer. (1) A consumer may bring action in the nature of defamation, invasion of privacy, or negligence with respect to the reporting of information against any person who fails to comply with this part. (2) A person who fails to delete information or incorporate into a report a consumer’s statement of dispute because […]
31-3-142. Civil liability for willful noncompliance
31-3-142. Civil liability for willful noncompliance. Any consumer reporting agency or user of information which willfully fails to comply with any requirement imposed under this part with respect to any consumer is liable to that consumer in an amount equal to the sum of: (1) any actual damages sustained by the consumer as a result of the […]
31-3-143. Civil liability for negligent noncompliance
31-3-143. Civil liability for negligent noncompliance. Any consumer reporting agency or user of information which is negligent in failing to comply with any requirement imposed under this part with respect to any consumer is liable to that consumer in an amount equal to the sum of: (1) any actual damages sustained by the consumer as a result […]
31-3-116. through 31-3-120 reserved
31-3-116 through 31-3-120 reserved.
31-3-121. Disclosures to governmental agencies
31-3-121. Disclosures to governmental agencies. Notwithstanding the provisions of 31-3-111, a consumer reporting agency may furnish identifying information respecting any consumer, limited to the consumer’s name, address, former addresses, places of employment, or former places of employment, to a governmental agency. History: En. 18-509 by Sec. 9, Ch. 547, L. 1975; R.C.M. 1947, 18-509; amd. Sec. 1005, […]
31-3-122. Disclosures to consumers
31-3-122. Disclosures to consumers. (1) Every consumer reporting agency shall, upon request and proper identification of any consumer, clearly and accurately disclose to the consumer: (a) the nature and substance of all information (except medical information) in its files on the consumer at the time of the request; and (b) the sources of the information. (2) The requirements of […]