US Lawyer Database

Section 361-A:7-b – Guaranteed Asset Protection Waivers.

    361-A:7-b Guaranteed Asset Protection Waivers. – Persons subject to or licensed under this chapter may offer, sell, and provide guaranteed asset protection waivers (GAP waivers), as defined in RSA 361-E:2, I(f), in accordance with RSA 361-E. Any violation of RSA 361-E is a violation of this chapter. Source. 2015, 207:2, eff. Sept. 4, 2015.

Section 361-A:8 – Finance Charge.

    361-A:8 Finance Charge. – I. Notwithstanding the provisions of any other law, the finance charge on any retail installment contract under this chapter shall be such as may be agreed upon by the buyer and the seller or by the buyer and the sales finance company. II. Such finance charge shall be computed on […]

Section 361-A:8-a – Balloon Payment Loans.

    361-A:8-a Balloon Payment Loans. – I. The general court recognizes that both borrowers and lenders may wish to have balloon retail installment contracts available as a credit option for the purchase of motor vehicles. The general court also recognizes the potential for confusion or misunderstanding by borrowers of the nature and terms of balloon […]

Section 361-A:9-a – Books and Records.

    361-A:9-a Books and Records. – I. A licensee shall keep and use business records in such form and at such location as the commissioner shall by rule determine. The records shall enable the commissioner to determine whether the licensee is complying with the provisions of this chapter, any rules adopted under it, and any […]

Section 361-A:10-a – Advertising.

    361-A:10-a Advertising. – I. No person shall advertise, print, display, publish, distribute, or broadcast or permit to be advertised, printed, displayed, published, distributed, or broadcast in any manner whatsoever any statement or representation with regard to the rates, terms, or conditions for the lending of money under the provisions of this chapter which is […]

Section 361-A:5 – Powers of Commissioner.

    361-A:5 Powers of Commissioner. – I. The commissioner shall have the power to issue a subpoena to compel the attendance of witnesses and the production of documents, papers, books, records, and other evidence before the commissioner in any matter over which the commissioner has jurisdiction, control or supervision pertaining to the provisions of this […]

Section 361-A:6 – Enforcement; Cooperation With and Referral to the Consumer Protection and Antitrust Bureau of the Department of Justice.

    361-A:6 Enforcement; Cooperation With and Referral to the Consumer Protection and Antitrust Bureau of the Department of Justice. – For the enforcement of the provisions of this chapter, the commissioner is authorized to appoint, subject to the provisions of the personnel law, such personnel as are necessary. The salary, traveling expenses, and all expenses […]

Section 361-A:2 – Licensing of Sales Finance Companies and Retail Sellers Required.

    361-A:2 Licensing of Sales Finance Companies and Retail Sellers Required. – I. No person shall engage in the business of a sales finance company or retail seller in this state without a license therefor as provided in this chapter. Persons subject to this chapter shall be responsible for the supervision of their employees, agents, […]