417-A:1 Definitions. – As used in this chapter the following definitions shall apply: I. "Policy of automobile insurance" means a policy delivered or issued for delivery in this state insuring a person as named insured or one or more related individuals resident of the same household, and under which the insured vehicles therein designated […]
417-A:10 Penalty; Severability; Records. – I. Failure by an insurer to comply with any section of this chapter, or rules, regulations, and order issued pursuant thereto shall subject an insurer to a fine not exceeding $2,500 in the discretion of the insurance commissioner, or suspension or revocation of such insurers license, or both. II. […]
417-A:11 Repealed by 2009, 215:14, eff. Sept. 13, 2009. –
417-A:2 Application of Chapter. – This chapter shall apply to that portion of policies of automobile insurance providing bodily injury and property damage liability, comprehensive, and collision coverages and to the provisions therein, if any, relating to medical payments and uninsured motorists coverage, which take effect subsequent to September 1, 1969. Source. 1969, 487:1, […]
417-A:3 Cancellation; Refusal to Write; Refusal to Renew; Insufficient Grounds. – No insurer shall cancel, refuse to write or refuse to renew a policy of automobile insurance on any person solely because of the age, residence, race, color, creed, national origin, ancestry, marital status or lawful occupation, including the military service, of anyone who […]
417-A:3-a Coercion by Insurer. – No insurer shall refuse to renew a policy of automobile insurance previously issued to an individual solely because such individual has no other policy of insurance with said insurer. Source. 1971, 247:1, eff. Aug. 22, 1971.
417-A:3-b Repealed by 2021, 147:3, II, eff. Sept. 21, 2021. –
417-A:3-c Underwriting on the Basis of Credit Information. – No insurer shall cancel, refuse to write, or refuse to renew a policy of automobile insurance solely on the basis of credit information obtained from a credit rating, a credit history, or a credit scoring model, without consideration of any other applicable and permitted underwriting […]
417-A:4 Cancellation, Grounds. – No insurer, after a policy has been in effect for 60 days, or if a policy is a renewal, effective immediately, shall cancel a policy except for one or more of the following reasons: I. Nonpayment of premium; II. [Repealed.] III. Specific request of the insured. IV. Named insured was […]
417-A:5 Cancellation, Refusal to Renew, Notice. – No cancellation or refusal to renew by an insurer of a policy of automobile insurance shall be effective unless the insurer or its agent either physically delivers or mails to the named insured, at the address shown in the policy, a written notice of the cancellation or […]
417-A:5-a Notice of Nonrenewal Not Required. – A notice of nonrenewal for nonpayment of premium on a policy written on other than a continuous basis is not required if the insurer has manifested in writing its willingness to renew by issuing or offering to issue a renewal policy certificate or other evidence of renewal […]
417-A:6 Liability for Giving Information. – There shall be no liability on the part of and no cause of action of any nature shall arise against the insurance commissioner, any insurer, the authorized representatives, agents and employees of either or any firm, person or corporation furnishing to the insurer information as to reasons for […]
417-A:7 Review Request; Reasons for Refusal. – I. Any insured may within 10 days of the receipt by the insured of notice of cancellation or notice of intention not to renew, or of the receipt of the reason or reasons for the cancellation or refusal to renew if they were not stated in the […]
417-A:8 Review Procedure; Termination of Policy. – On receipt of a request for review, the insurance commissioner or designated representative shall notify the insurer thereof and shall review the matter to determine whether the cancellation or refusal to renew or to write was in violation of this chapter, and shall within 60 days of […]
417-A:9 Rules and Regulations; Review Fee; Appeal From Review. – The insurance commissioner shall promulgate rules and regulations necessary for the administration of this chapter. The commissioner may provide in such rules and regulations for the establishment of a filing fee not exceeding $15 to accompany the request for review. Should the insurance commissioner […]
