§ 2330. No fault motor vehicle insurance rates; reflection of reduced exposure to loss. Where the principal operator of a motor vehicle or such operator’s spouse is eligible for medicare benefits for items of basic economic loss specified in paragraph one of subsection (a) of section five thousand one hundred two of this chapter, or […]
§ 2331. Motor vehicle comprehensive insurance rates; age, sex or marital status. No filing of a rate, rating plan, rating rule or rate manual applicable to insurance for loss of or damage to a motor vehicle other than by collision or upset, shall be approved by the superintendent if the filing is based, in whole […]
§ 2332. Non-commercial private passenger automobile insurance rates; experienced and inexperienced principal operators. With respect to non-commercial private passenger automobiles, no filing of a rate, rating plan, rating rule or rate manual applicable to motor vehicle collision insurance, the insurance provided for in section five thousand one hundred three of this chapter, bodily injury liability […]
§ 2333. Non-commercial private passenger automobile insurance rates; apportionment of expenses. With respect to non-commercial private passenger automobiles, no filing of a rate, rating plan, rating rule or rate manual applicable to insurance for loss of or damage to a motor vehicle, the insurance provided for in section five thousand one hundred three of this […]
§ 2334. Non-commercial private passenger automobile insurance rates; merit rating plans. (a) The superintendent shall, after public hearing, promulgate a regulation, which may be amended from time to time, applicable to non-commercial private passenger automobile insurance merit rating plans which reflect an individual driver’s experience with respect to accidents, claims or traffic violations. The regulation […]
* § 2335. Motor vehicle liability insurance rates; prohibition of surcharges for certain accidents and traffic infractions. No insurer authorized to transact or transacting business in this state, or controlling or controlled by or under common control by or with an insurer authorized to transact or transacting business in this state, which sells a policy […]
§ 2335-a. Prohibition of rate increases for persons involved in emergency use of vehicles. No insurer authorized to transact or transacting business in this state, or controlling or controlled by or under common control by or with an insurer authorized to transact or transacting business in this state, which sells a policy providing motor vehicle […]
§ 2336. Motor vehicle liability, comprehensive and collision insurance rates; premium reductions in certain cases. * (a) (1) Any schedule of rates or rating plan for motor vehicle liability and collision insurance submitted to the superintendent shall provide for an actuarially appropriate reduction in premium charges for any insured for a three year period after […]
§ 2336-a. Snowmobile liability insurance rates; premium reductions in certain cases. Any schedule of rates or rating plan for snowmobile liability insurance submitted to the superintendent may provide for an actuarially appropriate reduction in premium charges for any insured who has successfully completed a snowmobile safety course which has been approved by the commissioner of […]
§ 2336-b. Boat liability insurance rates; premium reductions in certain cases. (a) Any schedule of rates or rating plan for boat liability insurance submitted to the superintendent shall provide for an appropriate reduction in premium charges, as described in section seventy-eight-a of the navigation law, for any insured who has successfully completed a boating safety […]
§ 2337. Private passenger automobile physical damage insurance; statistics on use of anti-theft devices and the maximum discount for all anti-theft devices. (a) In accordance with procedures prescribed by the superintendent pursuant to the provisions of subsection (a) of section two thousand three hundred fifteen of this article, each insurer which offers physical damage insurance […]
§ 2338. Appeal from rate service organization action. (a) This section shall apply only to kinds of insurance the rates for which are subject to prior approval pursuant to subsection (b) of section two thousand three hundred five of this article. (b) Any member of or subscriber to a rate service organization may appeal to […]
§ 2339. Charging or receiving of rates; deviations. (a) This section shall apply only to kinds of insurance the rates for which are subject to prior approval pursuant to subsection (b) of section two thousand three hundred five of this article. (b) No member of or subscriber to a rate service organization, and no insurer […]
§ 2340. Credit property insurance. (a) The superintendent may promulgate regulations covering the business of credit property insurance. (b) “Credit property insurance” means insurance against loss of or damage to personal property covering a creditor’s security interest in such property when insurance is written as a part of a credit transaction.
§ 2342. Expiration of certain provisions. The provisions of subsection (c) of section two thousand three hundred seven, section two thousand three hundred eight, subsection (a) of section two thousand three hundred ten, sections two thousand three hundred sixteen, two thousand three hundred twenty, two thousand three hundred twenty-three, two thousand three hundred twenty-six, and […]
§ 2343. Medical malpractice insurance rates; special additional provisions regarding such rates. (a) Whereas the provisions of a chapter of the laws of nineteen hundred eighty-five regarding medical and dental malpractice will have both a prospective and retrospective effect upon the loss experience of physicians, dentists and hospitals professional liability insurers, including the medical malpractice […]
* § 2344. Flexible rate limitations in problem markets. (a) As used in this section: (1) “Market” means a line, subline or classification (other than a classification delineated by geographic location) of property/casualty insurance risks whose coverages are not subject to subsection (b) of section two thousand three hundred five, section two thousand three hundred […]
§ 2345. Disclosure of premium reductions and surcharges. (a) Every authorized insurer shall specify the nature of each premium reduction or surcharge applied on a non-commercial motor vehicle insurance policy. (b) The insurer shall also specify the total dollar amount attributable to all surcharges and the dollar amount attributable to each reduction. (c) The disclosures […]
§ 2346. Reduction in rates of fire insurance, homeowners insurance or property/casualty premiums for residential property. 1. The superintendent may provide for a reduction in the rates of fire insurance premiums or the fire insurance component of homeowners insurance premiums applicable to residential real property equipped with smoke detecting alarm devices, approved sprinkler systems or […]
§ 2346-a. Reduction in rates of certain commercial risk insurance premiums for real property. The superintendent shall provide for an actuarially appropriate reduction in the rates of premiums for certain commercial risk insurance, as defined in subparagraph (A) of paragraph forty-seven of subsection (a) of section one hundred seven of this chapter, to a purchaser […]
