§ 45-43 – Real estate mortgage loans; commissions.

45-43. Real estate mortgage loans; commissions. Any individual or corporation authorized by law to do a real estate mortgage loan business may make or negotiate loans of money on notes secured by mortgages or deeds of trust on real estate bearing legal interest payable semiannually at maturity or otherwise, and in addition thereto, may charge, […]

§ 45-44 – Mortgages held by insurance companies, banks, building and loan associations, or other lending institutions.

45-44. Mortgages held by insurance companies, banks, building and loan associations, or other lending institutions. A mortgage or deed of trust held by an insurance company, bank, building and loan association, or other lending institution shall be deemed, for the purposes of any regulatory statute applicable to such institutions, to be a first lien on […]

§ 45-45 – Spouse of mortgagor included among those having right to redeem real property.

45-45. Spouse of mortgagor included among those having right to redeem real property. Any married person has the right to redeem real property conveyed by his or her spouse’s mortgages, deeds of trust and like security instruments and upon such redemption, to have an assignment of the security instrument and the uncancelled obligation secured thereby. […]

§ 45-45.1 – Release of mortgagor by dealings between mortgagee and assuming grantee.

45-45.1. Release of mortgagor by dealings between mortgagee and assuming grantee. Except where otherwise provided in the mortgage or deed of trust or in the note or other instrument secured thereby, or except where the mortgagor, or grantor of a deed of trust otherwise consents: (1) Whenever real property which is encumbered by a mortgage […]

§ 45-45.2 – Transfer taxes not applicable.

45-45.2. Transfer taxes not applicable. Notwithstanding any other provision of law, no excise tax on instruments conveying an interest in real property, except that levied by Article 8E of Chapter 105 of the General Statutes, shall apply to instruments conveying an interest in property as the result of foreclosure or in lieu of foreclosure to […]

§ 45-45.3 – Trustee in a deed of trust.

45-45.3. Trustee in a deed of trust. (a) The following definitions apply in this section: (1) Secured creditor. – The holder, owner, or assignee of the obligation secured by a deed of trust. (2) Trustee. – The trustee or substitute trustee then serving as such under the terms of a deed of trust. (b) Unless […]