§ 58-39-70 – Recodified as G.S58-39-125 by Session Laws 2003-262, s2(3), effective June 26, 2003.
58-39-70: Recodified as G.S. 58-39-125 by Session Laws 2003-262, s. 2(3), effective June 26, 2003.
§ 58-39-27 – Privacy notice and disclosure requirement exceptions.
58-39-27. Privacy notice and disclosure requirement exceptions. (a) Under G.S. 58-39-25 and G.S. 58-39-26, an insurance institution or agent may provide a joint notice from the insurance institution or agent and one or more of its affiliates or other financial institutions, as defined in the notice, as long as the notice is accurate with respect […]
§ 58-39-28 – Exception for title and mortgage guaranty insurance.
58-39-28. Exception for title and mortgage guaranty insurance. (a) A title insurance company shall give notice of its insurance information practices under G.S. 58-39-25 and G.S. 58-39-26 only at the time the final policy of title insurance is issued and is not subject to any annual notice requirement thereafter. (b) In the case of mortgage […]
§ 58-39-30 – Marketing and research surveys.
58-39-30. Marketing and research surveys. An insurance institution or agent shall clearly specify those questions designed to obtain information solely for marketing or research purposes from an individual in connection with an insurance transaction. (1981, c. 846, s. 1; 2003-262, s. 2(1).)
§ 58-39-35 – Content of disclosure authorization forms.
58-39-35. Content of disclosure authorization forms. Notwithstanding any other provision of law of this State, no insurance institution, agent, or insurance-support organization shall utilize as its disclosure authorization form in connection with insurance transactions involving insurance policies or contracts issued after July 1, 1982, a form or statement that authorizes the disclosure of personal or […]
§ 58-39-40 – Investigative consumer reports.
58-39-40. Investigative consumer reports. (a) No insurance institution, agent, or insurance-support organization may prepare or request an investigative consumer report about an individual in connection with an insurance transaction involving an application for insurance, a policy renewal, a policy reinstatement, or a change in insurance benefits unless the insurance institution or agent informs the individual: […]
§ 58-39-45 – Access to recorded personal information.
58-39-45. Access to recorded personal information. (a) If any individual, after proper identification, submits a written request to an insurance institution, agent, or insurance-support organization for access to recorded personal information about the individual that is reasonably described by the individual and reasonably locatable and retrievable by the insurance institution, agent, or insurance-support organization, the […]
§ 58-39-50 – Correction, amendment, or deletion of recorded personal information.
58-39-50. Correction, amendment, or deletion of recorded personal information. (a) Within 30 business days from the date of receipt of a written request from an individual to correct, amend, or delete any recorded personal information about the individual within its possession, an insurance institution, agent, or insurance-support organization shall either: (1) Correct, amend, or delete […]
§ 58-39-55 – Reasons for adverse underwriting decisions.
58-39-55. Reasons for adverse underwriting decisions. (a) In the event of an adverse underwriting decision, the insurance institution or agent responsible for the decision shall give a written notice in a form approved by the Commissioner that: (1) Either provides the applicant, policyholder, or individual proposed for coverage with the specific reason or reasons for […]
§ 58-39-60 – Information concerning previous adverse underwriting decisions.
58-39-60. Information concerning previous adverse underwriting decisions. No insurance institution, agent, or insurance-support organization may seek information in connection with an insurance transaction concerning: (i) any previous adverse underwriting decision experienced by an individual; or (ii) any previous insurance coverage obtained by an individual through a residual market mechanism, unless such inquiry also requests the […]