§ 58-39-55 – Reasons for adverse underwriting decisions.
58-39-55. Reasons for adverse underwriting decisions. (a) In the event of an adverse underwriting decision, the insurance institution or agent responsible for the decision shall give a written notice in a form approved by the Commissioner that: (1) Either provides the applicant, policyholder, or individual proposed for coverage with the specific reason or reasons for […]
§ 58-39-1 – Short titles.
58-39-1. Short titles. This Article may be cited as the Consumer and Customer Information Privacy Act. Part 1 of this Article may be cited as the Insurance Information and Privacy Protection Act. Part 3 of this Article may be cited as the Customer Information Safeguards Act. (1981, c. 846, s. 1; 2003-262, s. 3.)
§ 58-39-5 – Purpose.
58-39-5. Purpose. The purpose of this Article is to establish standards for the collection, use, and disclosure of information gathered in connection with insurance transactions by insurance institutions, agents, or insurance-support organizations; to maintain a balance between the need for information by those conducting the business of insurance and the public’s need for fairness in […]
§ 58-39-10 – Scope.
58-39-10. Scope. (a) The obligations imposed by this Article shall apply to those insurance institutions, agents, or insurance-support organizations that: (1) In the case of life, health, or disability insurance: a. Collect, receive, or maintain information in connection with insurance transactions that pertains to natural persons who are residents of this State; or b. Engage […]
§ 58-39-15 – Definitions.
58-39-15. Definitions. As used in this Article: (1) "Adverse underwriting decision" means: a. Any of the following actions with respect to insurance transactions involving insurance coverage that is individually underwritten: 1. A declination of insurance coverage; 2. A termination of insurance coverage; 3. Failure of an agent to apply for insurance coverage with a specific […]
§ 58-39-20 – Pretext interviews.
58-39-20. Pretext interviews. No insurance institution, agent, or insurance-support organization shall use or authorize the use of pretext interviews to obtain information in connection with an insurance transaction: Provided, however, a pretext interview may be undertaken to obtain information from a person or institution that does not have a generally or statutorily recognized privileged relationship […]
§ 58-39-25 – Notice of insurance information practices.
58-39-25. Notice of insurance information practices. (a) An insurance institution or agent shall provide a notice of information practices to all applicants or policyholders in connection with insurance transactions as provided in this section: (1) In the case of an application for insurance a notice shall be provided no later than: a. At the time […]
§ 58-39-26 – Federal privacy disclosure notice requirements.
58-39-26. Federal privacy disclosure notice requirements. (a) Disclosure Required. – In addition to the notice requirements of G.S. 58-39-25, an insurance institution or agent shall provide, to all applicants and policyholders no later than (i) before the initial disclosure of personal information under G.S. 58-39-75(11) or (ii) the time of the delivery of the insurance […]