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Home » US Law » 2022 North Carolina General Statutes » Chapter 58 - Insurance » Article 44B - Travel Insurance.

§ 58-44B-1 – Scope and purpose.

58-44B-1. Scope and purpose. (a) The purpose of this Article is to create a comprehensive legal framework within which travel insurance may be sold in this State. (b) The requirements of this Article shall apply to travel insurance which covers any resident of this State and is sold, solicited, negotiated, or offered in this State […]

§ 58-44B-10 – Premium tax.

58-44B-10. Premium tax. (a) A travel insurer shall pay premium tax, as provided in G.S. 105-228.5, on travel insurance premiums paid by any of the following: (1) An individual primary policyholder who is a resident of this State. (2) A primary certificate holder who is a resident of this State who elects coverage under a […]

§ 58-44B-15 – Travel protection plans.

58-44B-15. Travel protection plans. Travel protection plans may be offered for one price for the combined permitted features as defined in G.S. 58-44B-5 if the plan meets all of the following requirements: (1) The travel protection plan clearly discloses to the consumer at or prior to the time of purchase that it includes travel insurance, […]

§ 58-44B-20 – Sales practices.

58-44B-20. Sales practices. (a) All persons offering travel insurance to residents of this State are subject to Article 63 of this Chapter, except as otherwise provided in this section. (b) Offering or selling a travel insurance policy that could never result in payment of any claims for any insured under the policy is an unfair […]

§ 58-44B-25 – Travel administrators.

58-44B-25. Travel administrators. (a) Notwithstanding any other provisions of this Chapter, no person shall act or represent himself or herself as a travel administrator for travel insurance in this State unless that person: (1) Is a licensed property and casualty insurance producer in this State for activities permitted under that producer license. (2) Holds a […]

§ 58-44B-30 – Policy.

58-44B-30. Policy. (a) Notwithstanding any other provision of this Chapter, travel insurance shall be classified and filed for purposes of rates and forms under an inland marine line of insurance, provided, however, that travel insurance that provides coverage for sickness, accident, disability, or death occurring during travel, either exclusively or in conjunction with related coverages […]

§ 58-44B-5 – Definitions.

58-44B-5. Definitions. As used in this Article, in addition to the definitions in G.S. 58-33-19, the following definitions apply: (1) Aggregator site. – A Web site that provides access to information regarding insurance products from more than one insurer, including product and insurer information, for use in comparison shopping. (2) Blanket travel insurance. – A […]