§ 75-133 – Title.
75-133. Title. This Article shall be known and may be cited as the "Credit Monitoring Services Act." (2009-355, s. 7.)
§ 75-134 – Definitions.
75-134. Definitions. The following definitions apply in this Article: (1) Consumer. – An individual. (2) Consumer report. – As defined in G.S. 75-61(3). (3) Credit monitoring service. – Any person who offers, for a fee or compensation, to obtain, provide, or monitor a credit report on behalf of a consumer, or to assist a consumer […]
§ 75-135 – Required disclosure.
75-135. Required disclosure. (a) Prior to charging or collecting any fee or compensation from a consumer for obtaining, providing, or monitoring the consumer’s credit report on behalf of the consumer, a credit monitoring service shall provide a clear and conspicuous written description of a consumer’s right to one free credit report per year pursuant to […]