Section 1349.75 | Severability.
Effective: July 6, 2022 Latest Legislation: House Bill 272 – 134th General Assembly If any provision of sections 1349.65 to 1349.74 of the Revised Code, or the application thereof to any person or circumstance, is held invalid, the remainder of those provisions and the application of such provision to other persons not similarly situated or […]
Section 1349.76 | Legislative Intent.
Effective: July 6, 2022 Latest Legislation: House Bill 272 – 134th General Assembly The intent of the general assembly in enacting sections 1349.65 to 1349.76 of the Revised Code is to establish a statewide, comprehensive enactment that applies to all parts of the state, operates uniformly throughout the state, and sets forth police regulations. No […]
Section 1349.78 | [Former r.c. 1349.72, Renumbered by h.b. 272, 134th General Assembly, Effective 7/6/2022] Written Notice to Debtor.
Effective: July 6, 2022 Latest Legislation: House Bill 272 – 134th General Assembly (A) Not less than thirty days prior to a person filing a foreclosure action to collect on a debt secured by residential real property, the person shall first send a written notice as described in division (B) of this section via United […]
Section 1349.68 | High-Volume Seller Requirement Enforcement.
Effective: July 6, 2022 Latest Legislation: House Bill 272 – 134th General Assembly Data collected solely to comply with the requirements of this chapter shall not be used for any other purpose unless required by law. Last updated May 16, 2022 at 4:20 PM
Section 1349.45 | Misleading or Deceptive Use of Financial Institution Name or Logo Prohibited.
Effective: March 23, 2018 Latest Legislation: House Bill 199 – 132nd General Assembly (A) As used in this section, “financial institution” means any bank, savings and loan association, savings bank, or credit union; any affiliate or subsidiary of a bank, savings and loan association, savings bank, or credit union; any registrant as defined in section […]
Section 1349.51 | Prohibiting Disclosure of Certain Consumer Information.
Effective: September 23, 2004 Latest Legislation: Senate Bill 151 – 125th General Assembly (A) As used in this section: (1) “Consumer report” and “consumer reporting agency” have the same meanings as in the “Fair Credit Reporting Act,” 84 Stat. 1128 (1970), 15 U.S.C.A. 1681a, as amended. (2) “Licensed resident insurance agent” means any natural person […]
Section 1349.52 | Security Freeze on Consumer Credit Report.
Effective: March 28, 2017 Latest Legislation: House Bill 317 – 131st General Assembly (A) As used in this section and in section 1349.521 of the Revised Code: (1) “Adult protected consumer” means a protected consumer who is not a minor protected consumer. (2) “Consumer credit reporting agency” means any person that, for monetary fees, dues, […]
Section 1349.521 | Security Freeze on Consumer Credit Cards.
Effective: March 28, 2017 Latest Legislation: House Bill 317 – 131st General Assembly (A)(1) A representative of a protected consumer may elect to place a security freeze on the protected consumer’s credit report in the manner prescribed in division (B) of this section by making a request to a consumer credit reporting agency in writing […]
Section 1349.53 | Civil Action for Noncompliance With Security Freeze.
Effective: September 1, 2008 Latest Legislation: House Bill 46 – 127th General Assembly (A) If a consumer credit reporting agency willfully fails to comply with division (C) or (J) of section 1349.52 of the Revised Code, the consumer may file a civil action against the consumer credit reporting agency. In the civil action, the consumer […]
Section 1349.55 | Non-Recourse Civil Litigation Advance Contracts.
Effective: August 27, 2008 Latest Legislation: House Bill 248 – 127th General Assembly (A) As used in this section: (1) “Non-recourse civil litigation advance” means a transaction in which a company makes a cash payment to a consumer who has a pending civil claim or action in exchange for the right to receive an amount […]