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Home » US Law » 2022 Ohio Revised Code » Title 39 | Insurance » Chapter 3923 | Sickness and Accident Insurance

Section 3923.13 | Blanket Sickness and Accident Insurance.

Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Blanket sickness and accident insurance is that form of sickness and accident insurance covering special groups of persons as enumerated in one of the following divisions: (A) Under a policy issued to any common carrier, which shall be deemed the policyholder, covering […]

Section 3923.141 | Agent of the Insurer.

Effective: July 1, 1955 Latest Legislation: House Bill 1 – 101st General Assembly Any person who solicits an application for, or for reinstatement of, a policy of sickness and accident insurance to insure any other person shall be considered the agent of the insurer and not of the insured in any controversy between the insured […]

Section 3923.15 | Unfair Discrimination Prohibited.

Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly No insurer doing the business of sickness and accident insurance in this state shall make or permit any unfair discrimination between individuals of substantially the same hazard in the amount of premium rates charged for any policy or contract of such insurance […]

Section 3923.16 | Misleading or Deceptive Advertising Prohibited.

Effective: July 1, 1955 Latest Legislation: House Bill 881 – 101st General Assembly No insurer doing business in this state, and no insurance agent, solicitor, or broker, shall use in connection with the solicitation of sickness and accident insurance any advertising copy, advertising practice, or plan of solicitation which is materially misleading or deceptive. An […]

Section 3923.161 | Describing Cancellability and Renewability Provisions Clearly and With Prominence or Emphasis.

Effective: January 1, 1980 Latest Legislation: House Bill 43 – 113th General Assembly (A) No insurer doing business in this state, and no insurance agent, solicitor, or broker, shall, in connection with any advertising copy, advertising practice, or plan of solicitation, refer to noncancellation provisions of a sickness and accident insurance policy without successively describing […]

Section 3923.17 | Prohibition of Rebates Not to Prohibit Commissions or Dividends.

Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly The laws of this state prohibiting rebates do not prohibit any of the following: (A) The payment of a commission or other compensation to any licensed agent or broker; (B) Any insurer from allowing or returning to its participating policyholders dividends, savings, […]

Section 3923.18 | Rights of Insurer in Defense of Claim Not Waived.

Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly The acknowledgment by an insurer of the receipt of notice given under any policy of sickness and accident insurance, or the furnishing by him of forms for filing proofs of loss, or his acceptance of such proofs, or his investigation of any […]

Section 3923.19 | Benefits Exempt From Legal Process – Exception.

Effective: September 30, 2008 Latest Legislation: Senate Bill 281 – 127th General Assembly (A) Benefits under all policies of sickness and accident insurance are not liable to attachment or other process, or to be taken, appropriated, or applied by any legal or equitable process or by operation of law, either before or after payment of […]

Section 3923.20 | Exemptions for Certain Insurance Policies.

Effective: August 30, 1955 Latest Legislation: Senate Bill 294 – 101st General Assembly Sections 3923.01 to 3923.22, inclusive, of the Revised Code, do not apply to or affect: (A)(1) Any policy of liability insurance, with or without supplementary expense coverage therein; (2) Any policy of motor vehicle liability insurance with supplementary coverage protecting the insured […]

Section 3923.21 | Prohibition Against Delivery of Policy on Disapproved Insurance Form.

Effective: September 29, 1955 Latest Legislation: Senate Bill 365 – 101st General Assembly If, after notice and hearing, the superintendent of insurance finds that any insurer, insurance agent, solicitor, or broker has delivered or issued for delivery or use in this state any policy of sickness and accident insurance on a form which has been […]

Section 3923.22 | Appeal – Applicability of Administrative Procedure Sections.

Effective: October 1, 1953 Latest Legislation: House Bill 1 – 100th General Assembly Any person, partnership, or corporation adversely affected by an order, finding, or determination of the superintendent of insurance may appeal to the court of common pleas of Franklin county in accordance with sections 119.01 to 119.13, inclusive, of the Revised Code. Said […]

Section 3923.231 | Reimbursement for Services of Licensed Psychologist.

Effective: July 1, 1980 Latest Legislation: House Bill 569 – 113th General Assembly Notwithstanding any provision of any certificate furnished by an insurer in connection with, or pursuant to any group sickness and accident insurance policy delivered, issued, renewed or used, in or outside this state, on or after the effective date of this amendment, […]

Section 3923.232 | Reimbursement for Services of Licensed Dentist.

Effective: July 1, 1980 Latest Legislation: House Bill 569 – 113th General Assembly Notwithstanding any provision of any certificate furnished by an insurer in connection with, or pursuant to any group sickness and accident insurance policy delivered, issued, renewed or used, in or outside this state, on or after the effective date of this amendment, […]

Section 3923.234 | Reimbursement for Services of Certified Mechanotherapist.

Effective: April 30, 1992 Latest Legislation: House Bill 454 – 119th General Assembly Notwithstanding any provision of any certificate furnished by an insurer in connection with, or pursuant to any group sickness and accident insurance policy delivered, issued, renewed, or used, in or outside this state, on or after July 20, 1988, and notwithstanding any […]

Section 3923.24 | Continuing Coverage for Dependent Children.

Effective: October 12, 2016 Latest Legislation: House Bill 158 – 131st General Assembly (A) Notwithstanding section 3901.71 of the Revised Code, every certificate furnished by an insurer in connection with, or pursuant to any provision of, any group sickness and accident insurance policy delivered, issued for delivery, renewed, or used in this state on or […]