§24-143. Fees – Administrator’s investigation – Issuance or denial of license.
A. Upon the filing of an application and bond, payment of an annual license fee and an investigation fee, the Administrator of Consumer Credit shall conduct an investigation. If the Administrator finds that the financial responsibility, experience, character and general fitness of the applicant are such as to warrant belief that the business will be […]
§24-159. Failure to comply – Use of false pretenses – Penalties.
A. Any person who willfully fails to comply with any requirement imposed under the provisions of this act with respect to any consumer is liable to that consumer in an amount equal to the sum of: 1. Any actual damages sustained by the consumer; and 2. In the case of any successful action to enforce […]
§24-144. Licenses – Contents – Display – Number – Term – Annual fee.
A. Each license shall state the name of the license and the address of which the business is to be conducted. The license shall be displayed at the place of business named in the license. The license shall not be transferable or assignable except upon approval by the Administrator of Consumer Credit. B. A separate […]
§24-161. Short title.
This act shall be known and may be cited as the “Security Breach Notification Act”. Added by Laws 2008, c. 86, § 1, eff. Nov. 1, 2008.
§24-145. Administrative hearing – Suspension, revocation or surrender of license.
A. The Administrator shall appoint an independent hearing examiner to conduct all administrative hearings involving alleged violations of the Credit Services Organization Act. The independent hearing examiner shall have authority to exercise all powers granted by Article II of the Administrative Procedures Act in conducting hearings. The independent hearing examiner shall have authority to recommend […]
§24-162. Definitions.
As used in the Security Breach Notification Act: 1. “Breach of the security of a system” means the unauthorized access and acquisition of unencrypted and unredacted computerized data that compromises the security or confidentiality of personal information maintained by an individual or entity as part of a database of personal information regarding multiple individuals and […]
§24-146. Investigation and examination of books and records.
A. At such times as the Administrator of Consumer Credit may deem necessary, the Administrator or a duly authorized representative of the Administrator may make an examination of the place of business of each licensee and may inquire into and examine the transactions, books, accounts, papers, correspondence and records of such licensee insofar as they […]
§24-163. Duty to disclose breach.
A. An individual or entity that owns or licenses computerized data that includes personal information shall disclose any breach of the security of the system following discovery or notification of the breach of the security of the system to any resident of this state whose unencrypted and unredacted personal information was or is reasonably believed […]
§24-147. Disclosures to consumer – Applicability of disclosure requirements – Credit histories – Fees.
A. Every consumer reporting agency shall, upon request and proper identification of any consumer, clearly and accurately disclose to the consumer: 1. The nature and substance of all information, except medical information, in its files on the consumer at the time of the request; 2. The sources of the information, except that the sources of […]
§24-148. Request of consumer report – Notice to subject of report.
A. Prior to requesting a consumer report for employment purposes, the requestor or user of the consumer report shall provide written notice to the person who is the subject of the consumer report. The notice shall inform the consumer that a consumer report will be used and the notice shall contain a box that the […]