Section 6303 – Waiver
§ 6303. Waiver. A buyer’s waiver of the provisions of this chapter, including any purported waiver effected by a contractual choice of the law of another jurisdiction contained in a closed-end credit agreement or an open-end credit agreement, shall be deemed contrary to public policy and is void and unenforceable.
Section 6304 – Applicability
§ 6304. Applicability. (a) Agreements.–A closed-end credit agreement and an open-end credit agreement are deemed to be made in this Commonwealth and subject to the provisions of this chapter if either of the following occurs: (1) The seller offers or agrees in this Commonwealth to sell to a resident buyer of this Commonwealth. (2) A […]
Section 6305 – Prohibited activities and provisions
§ 6305. Prohibited activities and provisions. (a) Activities.–In attempting to collect a buyer’s obligation, a seller or holder shall comply with the act of March 28, 2000 (P.L.23, No.7), known as the Fair Credit Extension Uniformity Act. (b) Provisions.–A closed-end credit agreement, an open-end credit agreement or other agreement may not contain a provision by […]
Section 6306 – Assignment
§ 6306. Assignment. Except as provided in section 6352 (relating to noncompliance; costs and charges), a right of action or defense arising from a sale that a buyer has against a seller is not eliminated by assignment of the buyer’s closed-end credit agreement or open-end credit agreement to a third party, regardless of whether the […]
Section 6307 – Venue
§ 6307. Venue. An action on a closed-end credit agreement or an open-end credit agreement shall be commenced in a county where any of the following occurred: (1) The buyer signed the agreement. (2) The buyer resides at the commencement of the action. (3) The buyer resided when the agreement was entered into. (4) The […]
Section 6308 – Attorney fees and costs
§ 6308. Attorney fees and costs. (a) Award.–Reasonable attorney fees and costs shall be awarded to the prevailing party in an action on a closed-end credit agreement or an open-end credit agreement, regardless of whether the action is instituted by the seller, holder or buyer. (b) Agreement.–A seller may provide for the payment of attorney […]
Section 6309 – Repossession; acceleration; right to cure
§ 6309. Repossession; acceleration; right to cure. (a) Rights of holder.–If a buyer defaults in the performance of an obligation under a closed-end credit agreement or an open-end credit agreement, the holder, pursuant to the rights granted under the agreement: (1) May proceed to recover judgment for the balance due or retake the goods. (2) […]
Section 6310 – Lien
§ 6310. Lien. A contract, other than for services, may not provide for a lien on goods that are fully paid for or have not been sold by the seller.
Section 6262 – Procedures for manufactured homes
§ 6262. Procedures for manufactured homes. (a) Notice.– (1) A holder of an installment sale contract for a manufactured home shall give the buyer notice under this subsection before the holder takes any of the following actions: (i) Accelerates the maturity of the installment sale contract for the manufactured home. (ii) Commences a legal action […]
Section 6311 – Validity
§ 6311. Validity. A provision in a closed-end credit agreement or an open-end credit agreement that is prohibited by this chapter is void but does not otherwise affect the validity of the agreement.