RCW 19.182.200 Security freeze—Exempt entities. The following entities are not required to place a security freeze in a consumer credit report under RCW 19.182.170: (1) A check services or fraud prevention services company, which issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, electronic funds transfers, or […]
RCW 19.182.210 Information furnished to a governmental agency. A consumer reporting agency may furnish to a governmental agency a consumer’s name, address, former address, places of employment, or former places of employment. [ 2005 c 342 § 5.]
RCW 19.182.220 Security freeze—Protected consumers—Definitions. The definitions in this section apply throughout this section and RCW 19.182.230 unless the context clearly requires otherwise. (1) “Credit report” means a consumer report, as defined in 15 U.S.C. Sec. 1681a, that is used or collected to serve as a factor in establishing a consumer’s eligibility for credit for […]
RCW 19.182.230 Security freeze—Protected consumers—Placement and removal—Fees—Exceptions. (1) A consumer reporting agency shall place a security freeze for a protected consumer if: (a) The consumer reporting agency receives a request from the protected consumer’s representative for the placement of the security freeze under this section; and (b) The protected consumer’s representative: (i) Submits the request […]
RCW 19.182.800 Report on credit freezes. The office of cybersecurity, the office of privacy and data protection, and the attorney’s general office must work with stakeholders to evaluate the impact to consumers and the consumer reporting agencies regarding the modifications in chapter 54, Laws of 2018. The report must include trends in data breaches including […]
RCW 19.182.900 Short title—1993 c 476. This chapter shall be known as the Fair Credit Reporting Act. [ 1993 c 476 § 2.]
RCW 19.182.902 Effective date—1993 c 476. This act takes effect January 1, 1994. [ 1993 c 476 § 20.]
