31.45.103 – Subpoena authority—Application—Contents—Notice—Fees.
RCW 31.45.103 Subpoena authority—Application—Contents—Notice—Fees. (1) The director or authorized assistants may apply for and obtain a superior court order approving and authorizing a subpoena in advance of its issuance. The application may be made in the county where the subpoenaed person resides or is found, or the county where the subpoenaed documents, records, or evidence […]
31.45.105 – Violations of chapter—Enforceability of transaction.
RCW 31.45.105 Violations of chapter—Enforceability of transaction. (1) It is a violation of this chapter for any person subject to this chapter to: (a) Directly or indirectly employ any scheme, device, or artifice to defraud or mislead any borrower, to defraud or mislead any lender, or to defraud or mislead any person; (b) Directly or […]
31.45.060 – Licensee—Schedule of fee and charges—Recordkeeping.
RCW 31.45.060 Licensee—Schedule of fee and charges—Recordkeeping. (1) A schedule of the fees and the charges for the cashing and selling of checks, drafts, money orders, or other commercial paper serving the same purpose shall be conspicuously and continuously posted in every location licensed under this chapter. The licensee shall provide to its customer a […]
31.45.070 – Licensee—Permissible transactions—Restrictions.
RCW 31.45.070 Licensee—Permissible transactions—Restrictions. (1) No licensee may engage in a loan business; the negotiation of loans; or the discounting of notes, bills of exchange, checks, or other evidences of debt in the same premises where a check cashing or selling business is conducted, unless the licensee: (a) Is conducting the activities of pawnbroker as […]
31.45.073 – Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated check or draft as security.
RCW 31.45.073 Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated check or draft as security. (1) No licensee may engage in the business of making small loans without first obtaining a small loan endorsement to its license from the director in accordance with this chapter. An endorsement will be required for each location where a […]
31.45.077 – Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees.
RCW 31.45.077 Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees. (1) Each application for a small loan endorsement to a check casher or check seller license must be in writing and in a form prescribed by the director and shall contain the following information: (a) The legal name, residence, and business address of the applicant, and if the […]
31.45.079 – Making small loans—Agent for a licensee or exempt entity—Federal preemption.
RCW 31.45.079 Making small loans—Agent for a licensee or exempt entity—Federal preemption. A person may not engage in the business of making small loans as an agent for a licensee or exempt entity without first obtaining a small loan endorsement to a check casher or check seller license under this chapter. An agent of a […]
31.45.080 – Trust funds—Deposit requirements—Rules.
RCW 31.45.080 Trust funds—Deposit requirements—Rules. (1) All funds received by a licensee or its agents from the sale of checks, drafts, money orders, or other commercial paper serving the same purpose constitute trust funds owned by and belonging to the person from whom they were received or to the person who has paid the checks, […]
31.45.040 – Application for license or small loan endorsement—Financial responsibility—Director’s investigation.
RCW 31.45.040 Application for license or small loan endorsement—Financial responsibility—Director’s investigation. (1) The director shall conduct an investigation of every applicant to determine the financial responsibility, experience, character, and general fitness of the applicant. The director shall issue the applicant a license to engage in the business of cashing or selling checks, or both, or […]
31.45.043 – Multistate licensing system—Director’s discretion.
RCW 31.45.043 Multistate licensing system—Director’s discretion. Applicants may be required to make application through a multistate licensing system as prescribed by the director. Existing licensees may be required to transition onto a multistate licensing system as prescribed by the director. [ 2012 c 17 § 8.]