31.45.093 – Information system—Access—Required information—Fees—Rules.
RCW 31.45.093 Information system—Access—Required information—Fees—Rules. (1) The director must, by contract with a vendor or service provider or otherwise, develop and implement a system by means of which a licensee may determine: (a) Whether a consumer has an outstanding small loan; (b) The number of small loans the consumer has outstanding; (c) Whether the borrower […]
31.45.100 – Examination or investigation—Director’s authority—Costs.
RCW 31.45.100 Examination or investigation—Director’s authority—Costs. The director or the director’s designee may at any time examine and investigate the business and examine the books, accounts, records, and files, or other information, wherever located, of any licensee or person who the director has reason to believe is engaging in the business governed by this chapter. […]
31.45.045 – Reports—Nationwide licensing system.
RCW 31.45.045 Reports—Nationwide licensing system. Each licensee on a nationwide licensing system shall submit reports of condition which must be in the form and must contain the information as the director may require. [ 2014 c 36 § 9.]
31.45.050 – Investigation or examination fee and annual assessment fee required—Amounts determined by rule—Failure to pay—Notice requirements of licensee.
RCW 31.45.050 Investigation or examination fee and annual assessment fee required—Amounts determined by rule—Failure to pay—Notice requirements of licensee. (1) Each applicant and licensee shall pay to the director an investigation or examination fee as established in rule and an annual assessment fee for the coming year in an amount determined by rule as necessary […]
31.45.060 – Licensee—Schedule of fee and charges—Recordkeeping.
RCW 31.45.060 Licensee—Schedule of fee and charges—Recordkeeping. (1) A schedule of the fees and the charges for the cashing and selling of checks, drafts, money orders, or other commercial paper serving the same purpose shall be conspicuously and continuously posted in every location licensed under this chapter. The licensee shall provide to its customer a […]
31.45.070 – Licensee—Permissible transactions—Restrictions.
RCW 31.45.070 Licensee—Permissible transactions—Restrictions. (1) No licensee may engage in a loan business; the negotiation of loans; or the discounting of notes, bills of exchange, checks, or other evidences of debt in the same premises where a check cashing or selling business is conducted, unless the licensee: (a) Is conducting the activities of pawnbroker as […]
31.45.073 – Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated check or draft as security.
RCW 31.45.073 Making small loans—Endorsement required—Due date—Termination date—Maximum amount—Installment plans—Interest—Fees—Postdated check or draft as security. (1) No licensee may engage in the business of making small loans without first obtaining a small loan endorsement to its license from the director in accordance with this chapter. An endorsement will be required for each location where a […]
31.45.077 – Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees.
RCW 31.45.077 Small loan endorsement—Application—Form—Information—Exemption from disclosure—Fees. (1) Each application for a small loan endorsement to a check casher or check seller license must be in writing and in a form prescribed by the director and shall contain the following information: (a) The legal name, residence, and business address of the applicant, and if the […]
31.45.079 – Making small loans—Agent for a licensee or exempt entity—Federal preemption.
RCW 31.45.079 Making small loans—Agent for a licensee or exempt entity—Federal preemption. A person may not engage in the business of making small loans as an agent for a licensee or exempt entity without first obtaining a small loan endorsement to a check casher or check seller license under this chapter. An agent of a […]
31.45.080 – Trust funds—Deposit requirements—Rules.
RCW 31.45.080 Trust funds—Deposit requirements—Rules. (1) All funds received by a licensee or its agents from the sale of checks, drafts, money orders, or other commercial paper serving the same purpose constitute trust funds owned by and belonging to the person from whom they were received or to the person who has paid the checks, […]