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Home » US Law » 2022 Rhode Island General Laws » Title 27 - Insurance » Chapter 27-10.1 - Motor Vehicle Damage Appraisers

Section 27-10.1-1.1. – Emergency licenses.

§ 27-10.1-1.1. Emergency licenses. (a) Notwithstanding any of the provisions of this chapter, the commissioner may permit an experienced motor vehicle appraiser to act as a motor vehicle physical damage appraiser in this state without a Rhode Island license if: (1) The appraiser is either a licensed appraiser in another state which requires a license […]

Section 27-10.1-10. – Inspection at policy inception required.

§ 27-10.1-10. Inspection at policy inception required. No motor vehicle liability policy or endorsement insuring a private passenger motor vehicle weighing less than ten thousand (10,000) pounds for physical damage coverage, shall be issued in the state of Rhode Island unless the insurer has inspected and photographed the motor vehicle in accordance with rules and […]

Section 27-10.1-11. – Emergency licenses.

§ 27-10.1-11. Emergency licenses. (a) Notwithstanding any of the provisions of this chapter, the commissioner may grant emergency licenses to permit an experienced motor vehicle appraiser to act as a motor vehicle physical damage appraiser in this state without a Rhode Island license if: (1) The appraiser is either a licensed appraiser in another state […]

Section 27-10.1-2. – “Motor vehicle physical damage appraiser” defined.

§ 27-10.1-2. “Motor vehicle physical damage appraiser” defined. (a) “Motor vehicle physical damage appraiser” means any person that practices as a business the appraising of damages to motor vehicles insured under automobile physical damage policies on or on behalf of third party claimants. (b) A Rhode Island resident business entity acting as a motor vehicle […]

Section 27-10.1-3. – Independent status required.

§ 27-10.1-3. Independent status required. All persons, partnerships, corporations, or individuals engaged in the motor vehicle physical damage appraisal business shall operate separate and apart from any body repair shop, or motor vehicle repair shop, of any new or used automobile dealership. Those engaged in this business shall retain a permanent established address affording themselves […]

Section 27-10.1-6. – Conduct of motor vehicle damage appraisers.

§ 27-10.1-6. Conduct of motor vehicle damage appraisers. (a) Each appraiser, while engaged in appraisal duties, shall carry the license issued to that appraiser by the department of business regulation and shall display it, upon request, to an owner whose vehicle is being inspected, to the auto body shop representative involved, or to any authorized […]

Section 27-10.1-7. – Violations — Penalties.

§ 27-10.1-7. Violations — Penalties. Any person licensed under this chapter who violates the provisions of § 27-10.1-6, 27-10.1-8 or 27-10.1-8.1 or any rules and regulations promulgated by the department of business regulation shall be subject to administrative penalties pursuant to § 42-14-16. History of Section.P.L. 1979, ch. 349, § 7; P.L. 1987, ch. 491, […]

Section 27-10.1-8. – Drive-in claim centers.

§ 27-10.1-8. Drive-in claim centers. (a) No insurance company employee or property damage appraiser shall request or advise any motor vehicle owner or operator to operate his or her vehicle on any public thoroughfare for the purpose of obtaining a written estimate of damage at a drive-in claims center, unless it is ascertained that the […]

Section 27-10.1-8.1. – Notices required to be displayed.

§ 27-10.1-8.1. Notices required to be displayed. A sign in boldfaced type letters at least two (2) inches high must be displayed in a conspicuous location in every drive-in claim center as defined in § 27-10.1-8, reading as follows: “PURSUANT TO RHODE ISLAND LAW, THE CONSUMER HAS THE RIGHT TO CHOOSE THE REPAIR FACILITY TO […]

Section 27-10.1-9. – Re-inspection of collision damage.

§ 27-10.1-9. Re-inspection of collision damage. (a) The director of the department of business regulation is authorized and empowered to promulgate rules and regulations which allow re-inspection of ten percent (10%) of all automobile insurance carrier claims after collision damage is repaired. The required percentage shall be reviewed by the department of business regulation on […]