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Home » US Law » 2022 Rhode Island General Laws » Title 27 - Insurance » Chapter 27-41 - Health Maintenance Organizations

Section 27-41-23. – Filings and reports as public documents.

§ 27-41-23. Filings and reports as public documents. The provisions of chapter 2 of title 38, relating to access to public records, shall apply to all applications, filings, and reports required under this chapter. Annual and quarterly financial statements shall be treated as public documents. History of Section.P.L. 1983, ch. 225, § 2; P.L. 1994, […]

Section 27-41-24. – Director of health’s authority to contract.

§ 27-41-24. Director of health’s authority to contract. The director of health, in carrying out his or her obligations under §§ 27-41-4(a)(2), 27-41-16(b), and 27-41-17(b), may contract with qualified persons to make recommendations concerning the determinations required to be made by the director. Those recommendations may be accepted in full or in part by the […]

Section 27-41-25. – Holding company systems.

§ 27-41-25. Holding company systems. Except to the extent superseded by chapter 64 of this title, all of the provisions of chapter 35 of this title apply to corporations organized or licensed pursuant to this chapter. History of Section.P.L. 1983, ch. 225, § 2; P.L. 1998, ch. 90, § 5; P.L. 2000, ch. 178, § […]

Section 27-41-26. – Enrollee liability.

§ 27-41-26. Enrollee liability. No enrollee is liable to any provider for charges for covered health services, except for amounts due for copayments, when provided or made available to enrolled participants by a licensed health maintenance organization during a period in which premiums were paid by or on behalf of the enrollee. History of Section.P.L. […]

Section 27-41-26.1. – Patient responsibility — Administrative requirements.

§ 27-41-26.1. Patient responsibility — Administrative requirements. For health benefit contracts issued, renewed, or delivered in this state the following shall apply: (1) The amount of copayments for physician office visits and hospital emergency room visits shall be printed on the subscriber identification cards issued to the insured. (2) A schedule of all applicable copayments, […]

Section 27-41-27. – Offer of health maintenance organization alternative to employees.

§ 27-41-27. Offer of health maintenance organization alternative to employees. (a)(1) In accordance with regulations promulgated by the director of the department of business regulation: (i) each employer which during any calendar quarter employed an average number of employees of not less than twenty-five (25), and (ii) the state and each political subdivision of the […]

Section 27-41-27.1. – No derogation of attorney general.

§ 27-41-27.1. No derogation of attorney general. No provision of this chapter shall derogate from the common law or statutory authority of the attorney general nor shall any provision be construed as a limitation on the common law or statutory authority of the attorney general, including the authority to investigate at any time charitable assets […]

Section 27-41-27.2. – Health insurance rates.

§ 27-41-27.2. Health insurance rates. No insurance company organized as a stock or mutual corporation which merges or consolidates with, acquires ownership or control or possession of twenty percent (20%) or greater of the operating assets of, or acquires control of a non-profit hospital service corporation organized under chapter 19 of this title, a non-profit […]

Section 27-41-28. – Applicability.

§ 27-41-28. Applicability. Notwithstanding any of the provisions of this chapter, except for §§ 27-41-5, 27-41-26, 27-41-35, and 27-41-37 which shall apply to all licensed health maintenance organizations including health maintenance organizations licensed pursuant to chapter 17 of title 23, nothing contained in this chapter shall apply to those health maintenance organizations licensed pursuant to […]

Section 27-41-29. – Severability.

§ 27-41-29. Severability. If any section, term, or provision of this chapter shall be adjudged invalid for any reason, that judgment shall not affect, impair, or invalidate any other section, term, or provision of this chapter, but the remaining sections, terms, and provisions shall be and remain in full force and effect. History of Section.P.L. […]

Section 27-41-29.1. – Uniform explanation of benefits and coverage.

§ 27-41-29.1. Uniform explanation of benefits and coverage. (a) A health maintenance organization shall provide a summary of benefits and coverage explanation and definitions to policyholders and others required by, and at the times and in the format required, by the federal regulations adopted under section 2715 of the Public Health Service Act, as amended […]

Section 27-41-29.2. – Filing of policy forms.

§ 27-41-29.2. Filing of policy forms. (a) A health maintenance organization shall file all policy forms and rates used by it in the state with the commissioner, including the forms of any rider, endorsement, application blank, and other matter generally used or incorporated by reference in its policies or contracts of insurance. No such form […]

Section 27-41-3. – Establishment of health maintenance organizations.

§ 27-41-3. Establishment of health maintenance organizations. (a)(1) Notwithstanding chapter 5.1 of title 7, sections 27-2-22, 27-19-4, 27-20-4, 27-20.1-2, and 27-20.2-2, or any other law of this state to the contrary, any public or private organization may apply to the director of business regulation for and obtain a license to establish and operate a health […]

Section 27-41-30. – Mammograms and pap smears — Coverage mandated.

§ 27-41-30. Mammograms and pap smears — Coverage mandated. (a) Subscribers to any health maintenance organization plan shall be afforded coverage under that plan for mammograms and pap smears, in accordance with guidelines established by the American Cancer Society. (b) Notwithstanding the provisions of this chapter, subscribers to any health maintenance organization plan shall be […]

Section 27-41-30.1. – Post-partum hospital stays.

§ 27-41-30.1. Post-partum hospital stays. (a) Every individual or group hospital or medical services plan contract delivered, issued for delivery, or renewed in this state shall provide coverage for a forty-eight (48) hour time period in a hospital after a vaginal birth, and ninety-six (96) hours after a Cesarean section for a mother and her […]

Section 27-41-31. – Mammograms — Quality assurance standards.

§ 27-41-31. Mammograms — Quality assurance standards. A mammogram eligible for reimbursement under § 27-41-30 shall be reimbursed only if the facility in which the mammogram has been taken and processed, and the licensed physician interpreting the mammogram both meet state approved quality assurance standards for taking, processing, and interpreting mammograms. The director of health […]

Section 27-41-32. – Pap smears — Quality assurance standards.

§ 27-41-32. Pap smears — Quality assurance standards. A pap smear eligible for reimbursement under § 27-41-30 shall be reimbursed only if the laboratory in which the pap smear is processed is licensed by the department of health specifically to perform cervical cytology, or is accredited by the American Society of Cytology, or is accredited […]

Section 27-41-33. – Coverage for infertility.

§ 27-41-33. Coverage for infertility. (a) Any health maintenance organization service contract plan or policy delivered, issued for delivery, or renewed in this state, except a contract providing supplemental coverage to Medicare or other governmental programs, that includes pregnancy-related benefits, shall provide coverage for medically necessary expenses of diagnosis and treatment of infertility for women […]

Section 27-41-34. – Health maintenance organizations’ assessment.

§ 27-41-34. Health maintenance organizations’ assessment. (a) Notwithstanding any other provisions of law, each domestic HMO shall be charged an assessment to partially support the activities of the division of insurance in the department of business regulation. (b) Each domestic HMO assessment shall be determined in accordance with the following ratio: (1) by dividing the […]

Section 27-41-35. – Enrollment period in the event of insolvency.

§ 27-41-35. Enrollment period in the event of insolvency. (a) In the event of an insolvency of a health maintenance organization, upon order of the director, all other carriers that participated in the enrollment process with the insolvent health maintenance organization at a group’s last regular enrollment period shall offer the group’s enrollees of the […]