Section 27-29-17.5. – Insured’s right to loss information.
§ 27-29-17.5. Insured’s right to loss information. (a) Upon request by the first named insured or such insured’s authorized agent or broker, the insurer shall provide the following loss information, for the period of time coverage has been provided by the insurer or for five (5) years whichever is less, within fourteen (14) days of […]
Section 27-29-13.2. – Cancellation provisions for return of unearned premium.
§ 27-29-13.2. Cancellation provisions for return of unearned premium. Every insurance policy issued and approved for use in Rhode Island shall provide clear language on the method of calculation of the unearned premium portion, if any, to be returned to the insured if the policy is cancelled. Insurance policies shall not state “refer to manuals” […]
Section 27-29-13.3. – Fraud warning.
§ 27-29-13.3. Fraud warning. Notwithstanding any similar requirements in title 28, every claim form and application for insurance, regardless of the form of transmission, shall contain the following statement or a substantially similar statement; provided, that this section shall not apply to any claim form for health insurance which is on a form promulgated by […]
Section 27-29-14. – Confidentiality of insurance information.
§ 27-29-14. Confidentiality of insurance information. No insurance company, authorized or licensed to do business in the state of Rhode Island, that obtains insurance information through any residual market (mechanism), including, but not limited to, the assigned risk plans joint underwriting association, including, but not limited to, the name of the insured, the policy expiration […]
Section 27-29-15. – Severability.
§ 27-29-15. Severability. If any provision of this chapter, or the application of a provision to any person or circumstances shall be held invalid, the remainder of the chapter, and the application of the provision to persons or circumstances other than those as to which it is held invalid, shall not be affected by that […]
Section 27-29-16. – Repealed.
§ 27-29-16. Repealed.
Section 27-29-17. – Application.
§ 27-29-17. Application. Sections 27-29-17 — 27-29-17.4 shall apply to commercial property insurance policies, commercial liability insurance policies, commercial package policies, commercial excess or umbrella policies and commercial auto policies. These sections shall not apply to reinsurance, aviation insurance, workers’ compensation and employer’s liability insurance, multistate location risks, or policies subject to retrospective rating plans. […]
Section 27-29-17.1. – Definitions.
§ 27-29-17.1. Definitions. For the purpose of §§ 27-29-17 — 27-29-17.4: (1) “Commissioner” means the commissioner of insurance. (2) “Expiration date” means the date upon which coverage under a policy ends. It also means, for a policy written for a term longer than one year or with no fixed expiration date, each annual anniversary date […]
Section 27-29-17.2. – Notice of nonrenewal.
§ 27-29-17.2. Notice of nonrenewal. (a) An insurer may nonrenew a policy; provided, however, no nonrenewal of any policy of insurance to which this section applies shall be effective unless an insurer shall first give, mail, or deliver to the first named insured at the address shown on the policy, and to the insurance producer […]
Section 27-29-17.3. – Notice of premium or coverage changes.
§ 27-29-17.3. Notice of premium or coverage changes. (a) An insurer shall provide to the first-named insured at the mailing address shown on the policy, and to the insurance producer of record, written notice of any premium increase in excess of ten percent (10%) and shall also provide the exact renewal premium, at least sixty […]