Section 54-15-5 – Written confirmation of security freeze.
54-15-5. Written confirmation of security freeze. The consumer reporting agency shall send a written confirmation of the security freeze to the consumer within ten business days and shall provide the consumer with a unique personal identification number or password to be used by the consumer when providing authorization for the release of the consumer’s credit […]
Section 54-15-6 – Request for temporary lifting of security freeze.
54-15-6. Request for temporary lifting of security freeze. If any consumer wishes to allow the consumer’s credit report to be accessed for a specific period of time while a freeze is in place, the consumer shall contact the consumer reporting agency at a point of contact designated by the agency to receive such requests, request […]
Section 54-15-7 – Expedited procedures for temporary lifting of security freeze.
54-15-7. Expedited procedures for temporary lifting of security freeze. A consumer reporting agency may develop procedures involving the use of telephone, fax, the internet, or other electronic media to receive and process a request from a consumer to temporarily lift a freeze on that consumer’s credit report in an expedited manner. Source: SL 2006, ch […]
Section 54-15-8 – Conditions for removing or temporarily lifting security freeze.
54-15-8. Conditions for removing or temporarily lifting security freeze. A consumer reporting agency shall remove or temporarily lift a freeze placed on a consumer’s credit report only in the following cases: (1)Upon a consumer’s request pursuant to §54-15-6 or 54-15-11; or (2)When the consumer’s credit report was frozen due to a material misrepresentation of fact […]
Section 54-15-2 – Security freeze defined.
54-15-2. Security freeze defined. For the purposes of this chapter, a security freeze is a notice placed in a consumer’s credit report, at the request of the consumer and subject to certain exceptions, that prohibits the consumer reporting agency from releasing the consumer’s credit report, relating to the extension of credit involving that consumer’s report, […]
Section 54-15-3 – Request to consumer reporting agency for security freeze.
54-15-3. Request to consumer reporting agency for security freeze. A person may place a security freeze on that person’s credit report by making a request to a consumer reporting agency in a manner designated by the consumer reporting agency to receive a request for a security freeze. This section does not prevent a consumer reporting […]