Section 54-15-3 – Request to consumer reporting agency for security freeze.
54-15-3. Request to consumer reporting agency for security freeze. A person may place a security freeze on that person’s credit report by making a request to a consumer reporting agency in a manner designated by the consumer reporting agency to receive a request for a security freeze. This section does not prevent a consumer reporting […]
Section 54-15-4 – Time for placing security freeze.
54-15-4. Time for placing security freeze. A consumer reporting agency shall place a security freeze on a consumer’s credit report no later than five business days after receiving a written request from the consumer. Source: SL 2006, ch 246, §4.
Section 54-15-5 – Written confirmation of security freeze.
54-15-5. Written confirmation of security freeze. The consumer reporting agency shall send a written confirmation of the security freeze to the consumer within ten business days and shall provide the consumer with a unique personal identification number or password to be used by the consumer when providing authorization for the release of the consumer’s credit […]
Section 54-15-6 – Request for temporary lifting of security freeze.
54-15-6. Request for temporary lifting of security freeze. If any consumer wishes to allow the consumer’s credit report to be accessed for a specific period of time while a freeze is in place, the consumer shall contact the consumer reporting agency at a point of contact designated by the agency to receive such requests, request […]
Section 54-15-7 – Expedited procedures for temporary lifting of security freeze.
54-15-7. Expedited procedures for temporary lifting of security freeze. A consumer reporting agency may develop procedures involving the use of telephone, fax, the internet, or other electronic media to receive and process a request from a consumer to temporarily lift a freeze on that consumer’s credit report in an expedited manner. Source: SL 2006, ch […]
Section 54-15-8 – Conditions for removing or temporarily lifting security freeze.
54-15-8. Conditions for removing or temporarily lifting security freeze. A consumer reporting agency shall remove or temporarily lift a freeze placed on a consumer’s credit report only in the following cases: (1)Upon a consumer’s request pursuant to §54-15-6 or 54-15-11; or (2)When the consumer’s credit report was frozen due to a material misrepresentation of fact […]