US Lawyer Database

Section 54-16-1 – Definitions.

54-16-1. Definitions. Terms used in this chapter mean: (1)”Protected consumer,” a person who is under the age of sixteen years at the time a request for the placement of a security freeze is made or an incapacitated person or a protected person for whom a guardian or conservator has been appointed; (2)”Record,” a compilation of […]

Section 54-15-10 – Disclosure of process for placing and temporarily lifting security freeze or allowing limited access to information.

54-15-10. Disclosure of process for placing and temporarily lifting security freeze or allowing limited access to information. If a consumer requests a security freeze, the consumer reporting agency shall disclose the process of placing and temporarily lifting a freeze, and the process for allowing access to information from the consumer’s credit report for a specific […]

Section 54-15-11 – Removal of security freeze–Request for removal.

54-15-11. Removal of security freeze–Request for removal. A security freeze under §54-15-4 shall remain in place until the consumer reporting agency receives a request from the consumer to remove the freeze. A consumer reporting agency shall remove a security freeze within three business days of receiving a request for removal from the consumer. If making […]

Section 54-15-14 – Resellers of credit information not required to place security freeze.

54-15-14. Resellers of credit information not required to place security freeze. No consumer reporting agency is required to place a security freeze in a consumer credit report if the consumer reporting agency acts only as a reseller of credit information by assembling and merging information contained in the data base of another consumer reporting agency […]

Section 54-15-15 – Certain entities not required to place security freeze .

54-15-15. Certain entities not required to place security freeze. The following entities are not required to place a security freeze in a consumer credit report pursuant to this chapter: (1)A check services or fraud prevention services company, which issues reports on incidents of fraud or authorizations for the purpose of approving or processing negotiable instruments, […]

Section 54-14-40 – Remote work–Requirements.

54-14-40. Remote work–Requirements. An employee of a licensee may work in a remote location other than the business location identified pursuant to §54-14-14, if the licensee: (1)Ensures in-person interactions with consumers are not conducted at the remote location and the remote location is not represented to consumers as a business location; (2)Maintains secure virtual private […]