Section 54-15-16 – Furnishing of information to governmental agency when security freeze in place.
54-15-16. Furnishing of information to governmental agency when security freeze in place. A consumer reporting agency may furnish to a governmental agency a consumer’s name, address, former address, places of employment, or former places of employment even if a security freeze is in place. Source: SL 2006, ch 246, §16.
Section 54-15-17 – Fee for placement or removal of security freeze prohibited.
54-15-17. Fee for placement or removal of security freeze prohibited. A consumer reporting agency is prohibited from charging a fee for a placement or removal of a security freeze under this chapter. Source: SL 2018, ch 273, §2.
Section 54-16-1 – Definitions.
54-16-1. Definitions. Terms used in this chapter mean: (1)”Protected consumer,” a person who is under the age of sixteen years at the time a request for the placement of a security freeze is made or an incapacitated person or a protected person for whom a guardian or conservator has been appointed; (2)”Record,” a compilation of […]
Section 54-15-9 – Treatment of credit or other application as incomplete for denial of limited access to credit information.
54-15-9. Treatment of credit or other application as incomplete for denial of limited access to credit information. If a third party requests access to a consumer credit report on which a security freeze is in effect, and this request is in connection with an application for credit or any other use, and the consumer does […]
Section 54-15-10 – Disclosure of process for placing and temporarily lifting security freeze or allowing limited access to information.
54-15-10. Disclosure of process for placing and temporarily lifting security freeze or allowing limited access to information. If a consumer requests a security freeze, the consumer reporting agency shall disclose the process of placing and temporarily lifting a freeze, and the process for allowing access to information from the consumer’s credit report for a specific […]
Section 54-15-11 – Removal of security freeze–Request for removal.
54-15-11. Removal of security freeze–Request for removal. A security freeze under §54-15-4 shall remain in place until the consumer reporting agency receives a request from the consumer to remove the freeze. A consumer reporting agency shall remove a security freeze within three business days of receiving a request for removal from the consumer. If making […]
Section 54-15-12 – Use of credit report by certain persons and entities not subject to chapter.
54-15-12. Use of credit report by certain persons and entities not subject to chapter. This chapter does not apply to the use of a consumer credit report by any of the following: (1)A person, or a subsidiary, affiliate, or agent of that person, or an assignee of a financial obligation owed by the consumer to […]
Section 54-15-13 – Written confirmation of changes to report while security freeze in place.
54-15-13. Written confirmation of changes to report while security freeze in place. If a security freeze is in place, a consumer reporting agency may not change any name, date of birth, social security number, or address in a consumer credit report without sending a written confirmation of the change to the consumer within thirty days […]
Section 54-15-14 – Resellers of credit information not required to place security freeze.
54-15-14. Resellers of credit information not required to place security freeze. No consumer reporting agency is required to place a security freeze in a consumer credit report if the consumer reporting agency acts only as a reseller of credit information by assembling and merging information contained in the data base of another consumer reporting agency […]
Section 54-14-38 – Improper influence on real estate appraisals prohibited–Grounds for discipline.
54-14-38. Improper influence on real estate appraisals prohibited–Grounds for discipline. No mortgage lender, mortgage broker, or mortgage loan originator, required to be licensed or registered by this chapter, with an interest in a real estate transaction or the financing of any loan secured by real estate involving an appraisal assignment may improperly influence or attempt […]